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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 250 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  2. 2.A message says Kabir has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  3. 3.Rohan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  4. 4.Farhan’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  5. 5.Vivaan gets a link: “Click now to win a phone worth ₹5000!” What should Vivaan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  6. 6.A message says Meera has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  7. 7.A message says Gurpreet has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  8. 8.Dev sees that ₹5000 was sent to a wrong number by mistake. What should Dev do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  9. 9.Isha’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  10. 10.Riya gets a link: “Click now to win a phone worth ₹500!” What should Riya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  11. 11.A message says Sneha has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  12. 12.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  13. 13.A stranger asks Pooja to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  14. 14.A message says Karan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  15. 15.Aarav’s mother has ₹2000 in her bank account. She pays ₹80 for bread and ₹310 for vegetables by UPI. How many rupees are left in the account?
  16. 16.Priya’s mother has ₹2900 in her bank account. She pays ₹300 for medicines and ₹180 for a gas cylinder by UPI. How many rupees are left in the account?
  17. 17.Tara’s mother has ₹2900 in her bank account. She pays ₹80 for vegetables and ₹150 for school books by UPI. How many rupees are left in the account?
  18. 18.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  19. 19.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  20. 20.Isha’s mother has ₹2700 in her bank account. She pays ₹370 for medicines and ₹230 for bread by UPI. How many rupees are left in the account?
  21. 21.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  22. 22.Tara’s mother has ₹2200 in her bank account. She pays ₹110 for milk and ₹340 for bread by UPI. How many rupees are left in the account?
  23. 23.Kabir’s mother has ₹2700 in her bank account. She pays ₹270 for school books and ₹60 for milk by UPI. How many rupees are left in the account?
  24. 24.Zoya’s mother has ₹2200 in her bank account. She pays ₹210 for bread and ₹120 for medicines by UPI. How many rupees are left in the account?
  25. 25.Diya gets a link: “Click now to win a phone worth ₹500!” What should Diya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  26. 26.Nisha gets a link: “Click now to win a phone worth ₹1000!” What should Nisha do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  27. 27.Kabir’s mother has ₹2600 in her bank account. She pays ₹60 for medicines and ₹350 for vegetables by UPI. How many rupees are left in the account?
  28. 28.A message says Aditya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  29. 29.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  30. 30.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  31. 31.Vivaan’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  32. 32.Ishaan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  33. 33.Gurpreet’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  34. 34.Aarav sees that ₹1000 was sent to a wrong number by mistake. What should Aarav do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  35. 35.Priya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  36. 36.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  37. 37.A message says Rahul has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  38. 38.Saanvi sees that ₹5000 was sent to a wrong number by mistake. What should Saanvi do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  39. 39.A message says Ananya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  40. 40.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP

Answer key

  1. Never share the OTP
  2. No PIN to receive money
  3. The name and amount
  4. The name and amount
  5. Ignore it, tell a parent
  6. No PIN to receive money
  7. No PIN to receive money
  8. Tell a parent at once
  9. The name and amount
  10. Ignore it, tell a parent
  11. No PIN to receive money
  12. No one
  13. Scanning a QR pays money
  14. No PIN to receive money
  15. 1610
  16. 2420
  17. 2670
  18. No one
  19. No one
  20. 2100
  21. Never share the OTP
  22. 1750
  23. 2370
  24. 1870
  25. Ignore it, tell a parent
  26. Ignore it, tell a parent
  27. 2190
  28. No PIN to receive money
  29. Never share the OTP
  30. Never share the OTP
  31. The name of the shop
  32. The name of the shop
  33. The name of the shop
  34. Tell a parent at once
  35. The name and amount
  36. No one
  37. No PIN to receive money
  38. Tell a parent at once
  39. No PIN to receive money
  40. Never share the OTP

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