Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 26 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Manav sees that ₹1000 was sent to a wrong number by mistake. What should Manav do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
2. 2.A message says Priya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
3. 3.Gurpreet gets a link: “Click now to win a phone worth ₹1000!” What should Gurpreet do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
4. 4.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
5. 5.Diya sees that ₹50000 was sent to a wrong number by mistake. What should Diya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
6. 6.A stranger asks Kabir to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
7. 7.Aarav’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
8. 8.A stranger asks Tara to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
9. 9.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
10. 10.Priya sees that ₹50000 was sent to a wrong number by mistake. What should Priya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
11. 11.A message says Riya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
12. 12.Priya’s mother has ₹1100 in her bank account. She pays ₹310 for medicines and ₹170 for vegetables by UPI. How many rupees are left in the account?
13. 13.A message says Zoya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
14. 14.Gurpreet’s mother has ₹1000 in her bank account. She pays ₹280 for a gas cylinder and ₹330 for milk by UPI. How many rupees are left in the account?
15. 15.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
16. 16.Aditya’s mother has ₹2600 in her bank account. She pays ₹360 for fruit and ₹220 for school books by UPI. How many rupees are left in the account?
17. 17.Farhan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
18. 18.Tara’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
19. 19.Diya gets a link: “Click now to win a phone worth ₹500!” What should Diya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
20. 20.Lakshmi’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
21. 21.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
22. 22.A stranger asks Kabir to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
23. 23.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
24. 24.A message says Manav has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
25. 25.Rohan’s mother has ₹2900 in her bank account. She pays ₹80 for medicines and ₹300 for a gas cylinder by UPI. How many rupees are left in the account?
26. 26.Farhan’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
27. 27.Karan’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
28. 28.Ishaan’s mother has ₹1400 in her bank account. She pays ₹380 for medicines and ₹70 for school books by UPI. How many rupees are left in the account?
29. 29.A stranger asks Nisha to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
30. 30.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
31. 31.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
32. 32.A message says Gurpreet has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
33. 33.Tara’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
34. 34.A message says Nisha has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
35. 35.Ananya’s mother has ₹2400 in her bank account. She pays ₹140 for medicines and ₹220 for bread by UPI. How many rupees are left in the account?
36. 36.Kavya’s mother has ₹1400 in her bank account. She pays ₹220 for milk and ₹370 for school books by UPI. How many rupees are left in the account?
37. 37.Nisha’s mother has ₹1900 in her bank account. She pays ₹140 for vegetables and ₹340 for bread by UPI. How many rupees are left in the account?
38. 38.Dev’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
39. 39.A message says Saanvi has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
40. 40.Riya’s mother has ₹1000 in her bank account. She pays ₹320 for a gas cylinder and ₹180 for bread by UPI. How many rupees are left in the account?

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