Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 251 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
2. 2.A message says Isha has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
3. 3.A message says Saanvi has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
4. 4.Nisha gets a link: “Click now to win a phone worth ₹10000!” What should Nisha do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
5. 5.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
6. 6.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
7. 7.Meera’s mother has ₹1500 in her bank account. She pays ₹360 for school books and ₹270 for bread by UPI. How many rupees are left in the account?
8. 8.Rohan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
9. 9.Lakshmi gets a link: “Click now to win a phone worth ₹5000!” What should Lakshmi do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
10. 10.A message says Manav has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
11. 11.Priya’s mother has ₹2600 in her bank account. She pays ₹270 for a gas cylinder and ₹90 for fruit by UPI. How many rupees are left in the account?
12. 12.Tara’s mother has ₹1100 in her bank account. She pays ₹100 for medicines and ₹340 for school books by UPI. How many rupees are left in the account?
13. 13.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
14. 14.Kabir’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
15. 15.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
16. 16.Isha’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
17. 17.A message says Riya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
18. 18.A stranger asks Ishaan to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
19. 19.Priya gets a link: “Click now to win a phone worth ₹5000!” What should Priya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
20. 20.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
21. 21.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
22. 22.Lakshmi’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
23. 23.A stranger asks Nisha to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
24. 24.A message says Arjun has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
25. 25.Someone online asks Riya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
26. 26.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
27. 27.A message says Kabir has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
28. 28.Isha’s mother has ₹1500 in her bank account. She pays ₹210 for milk and ₹210 for fruit by UPI. How many rupees are left in the account?
29. 29.A message says Meera has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
30. 30.Dev’s mother has ₹1600 in her bank account. She pays ₹180 for vegetables and ₹110 for fruit by UPI. How many rupees are left in the account?
31. 31.A message says Rahul has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
32. 32.Isha sees that ₹1000 was sent to a wrong number by mistake. What should Isha do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
33. 33.A message says Tara has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
34. 34.A stranger asks Sneha to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
35. 35.Lakshmi’s mother has ₹1300 in her bank account. She pays ₹140 for milk and ₹330 for vegetables by UPI. How many rupees are left in the account?
36. 36.A stranger asks Dev to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
37. 37.Ishaan sees that ₹5000 was sent to a wrong number by mistake. What should Ishaan do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
38. 38.A stranger asks Meera to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
39. 39.Gurpreet gets a link: “Click now to win a phone worth ₹50000!” What should Gurpreet do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
40. 40.Kabir’s mother has ₹2200 in her bank account. She pays ₹190 for bread and ₹350 for school books by UPI. How many rupees are left in the account?

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