Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 252 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
2. 2.A message says Aarav has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
3. 3.Riya’s mother has ₹2400 in her bank account. She pays ₹400 for bread and ₹130 for fruit by UPI. How many rupees are left in the account?
4. 4.Joseph sees that ₹50000 was sent to a wrong number by mistake. What should Joseph do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
5. 5.Aditya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
6. 6.A message says Saanvi has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
7. 7.Joseph’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
8. 8.Nisha’s mother has ₹2400 in her bank account. She pays ₹90 for medicines and ₹100 for school books by UPI. How many rupees are left in the account?
9. 9.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
10. 10.A message says Diya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
11. 11.Isha sees that ₹1000 was sent to a wrong number by mistake. What should Isha do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
12. 12.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
13. 13.Karan gets a link: “Click now to win a phone worth ₹50000!” What should Karan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
14. 14.Arjun’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
15. 15.Aditya gets a link: “Click now to win a phone worth ₹2000!” What should Aditya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
16. 16.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
17. 17.A stranger asks Farhan to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
18. 18.Arjun’s mother has ₹2900 in her bank account. She pays ₹370 for milk and ₹260 for vegetables by UPI. How many rupees are left in the account?
19. 19.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
20. 20.Meera gets a link: “Click now to win a phone worth ₹500!” What should Meera do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
21. 21.A stranger asks Nisha to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
22. 22.Vivaan’s mother has ₹1200 in her bank account. She pays ₹90 for vegetables and ₹250 for a gas cylinder by UPI. How many rupees are left in the account?
23. 23.Lakshmi’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
24. 24.Someone online asks Manav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
25. 25.A stranger asks Arjun to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
26. 26.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
27. 27.A message says Rahul has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
28. 28.A stranger asks Isha to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
29. 29.Lakshmi’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
30. 30.Vivaan gets a link: “Click now to win a phone worth ₹2000!” What should Vivaan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
31. 31.Meera’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
32. 32.A stranger asks Joseph to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
33. 33.A message says Dev has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
34. 34.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
35. 35.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
36. 36.Diya’s mother has ₹2900 in her bank account. She pays ₹150 for school books and ₹110 for fruit by UPI. How many rupees are left in the account?
37. 37.A message says Manav has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
38. 38.Riya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
39. 39.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
40. 40.Zoya’s mother has ₹1800 in her bank account. She pays ₹130 for bread and ₹370 for school books by UPI. How many rupees are left in the account?

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