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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 253 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Dev’s mother has ₹2600 in her bank account. She pays ₹90 for a gas cylinder and ₹350 for medicines by UPI. How many rupees are left in the account?
  2. 2.Sneha’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  3. 3.Priya’s mother has ₹1300 in her bank account. She pays ₹160 for vegetables and ₹310 for school books by UPI. How many rupees are left in the account?
  4. 4.Vivaan’s mother has ₹2100 in her bank account. She pays ₹90 for bread and ₹390 for vegetables by UPI. How many rupees are left in the account?
  5. 5.A stranger asks Gurpreet to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  6. 6.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  7. 7.A stranger asks Saanvi to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  8. 8.Aarav’s mother has ₹2600 in her bank account. She pays ₹150 for milk and ₹340 for bread by UPI. How many rupees are left in the account?
  9. 9.Zoya gets a link: “Click now to win a phone worth ₹25000!” What should Zoya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  10. 10.Lakshmi sees that ₹500 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  11. 11.Isha sees that ₹1000 was sent to a wrong number by mistake. What should Isha do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  12. 12.Riya’s mother has ₹2400 in her bank account. She pays ₹220 for a gas cylinder and ₹270 for school books by UPI. How many rupees are left in the account?
  13. 13.Sneha’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  14. 14.Ananya gets a link: “Click now to win a phone worth ₹5000!” What should Ananya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  15. 15.Nisha gets a link: “Click now to win a phone worth ₹25000!” What should Nisha do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  16. 16.Joseph’s mother has ₹1900 in her bank account. She pays ₹230 for vegetables and ₹240 for fruit by UPI. How many rupees are left in the account?
  17. 17.Priya’s mother has ₹2900 in her bank account. She pays ₹300 for bread and ₹360 for milk by UPI. How many rupees are left in the account?
  18. 18.A stranger asks Lakshmi to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  19. 19.Rahul gets a link: “Click now to win a phone worth ₹500!” What should Rahul do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  20. 20.Isha’s mother has ₹1300 in her bank account. She pays ₹400 for milk and ₹310 for school books by UPI. How many rupees are left in the account?
  21. 21.Pooja’s mother has ₹2400 in her bank account. She pays ₹270 for milk and ₹220 for a gas cylinder by UPI. How many rupees are left in the account?
  22. 22.A message says Aarav has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  23. 23.Joseph’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  24. 24.Someone online asks Farhan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  25. 25.Priya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  26. 26.Rahul’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  27. 27.Isha’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  28. 28.Lakshmi’s mother has ₹1200 in her bank account. She pays ₹300 for milk and ₹350 for bread by UPI. How many rupees are left in the account?
  29. 29.Diya’s mother has ₹2700 in her bank account. She pays ₹130 for a gas cylinder and ₹340 for milk by UPI. How many rupees are left in the account?
  30. 30.Dev gets a link: “Click now to win a phone worth ₹500!” What should Dev do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  31. 31.Aarav sees that ₹1000 was sent to a wrong number by mistake. What should Aarav do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  32. 32.Vivaan’s mother has ₹1600 in her bank account. She pays ₹350 for vegetables and ₹100 for medicines by UPI. How many rupees are left in the account?
  33. 33.Isha’s mother has ₹2800 in her bank account. She pays ₹250 for milk and ₹100 for bread by UPI. How many rupees are left in the account?
  34. 34.Manav’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  35. 35.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  36. 36.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  37. 37.Saanvi’s mother has ₹2100 in her bank account. She pays ₹120 for medicines and ₹220 for school books by UPI. How many rupees are left in the account?
  38. 38.A message says Karan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  39. 39.A stranger asks Diya to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  40. 40.Arjun gets a link: “Click now to win a phone worth ₹2000!” What should Arjun do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent

Answer key

  1. 2160
  2. The name and amount
  3. 830
  4. 1620
  5. Scanning a QR pays money
  6. Never share the OTP
  7. Scanning a QR pays money
  8. 2110
  9. Ignore it, tell a parent
  10. Tell a parent at once
  11. Tell a parent at once
  12. 1910
  13. The name of the shop
  14. Ignore it, tell a parent
  15. Ignore it, tell a parent
  16. 1430
  17. 2240
  18. Scanning a QR pays money
  19. Ignore it, tell a parent
  20. 590
  21. 1910
  22. No PIN to receive money
  23. The name of the shop
  24. No one
  25. The name of the shop
  26. The name and amount
  27. The name of the shop
  28. 550
  29. 2230
  30. Ignore it, tell a parent
  31. Tell a parent at once
  32. 1150
  33. 2450
  34. The name and amount
  35. Never share the OTP
  36. Never share the OTP
  37. 1760
  38. No PIN to receive money
  39. Scanning a QR pays money
  40. Ignore it, tell a parent

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