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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 254 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Sneha’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  2. 2.Manav’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  3. 3.A message says Kabir has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  4. 4.A message says Priya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  5. 5.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  6. 6.Aarav’s mother has ₹1400 in her bank account. She pays ₹350 for school books and ₹230 for bread by UPI. How many rupees are left in the account?
  7. 7.Zoya’s mother has ₹2700 in her bank account. She pays ₹290 for bread and ₹50 for medicines by UPI. How many rupees are left in the account?
  8. 8.A stranger asks Ananya to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  9. 9.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  10. 10.A message says Gurpreet has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  11. 11.Priya’s mother has ₹2500 in her bank account. She pays ₹230 for a gas cylinder and ₹270 for medicines by UPI. How many rupees are left in the account?
  12. 12.A message says Joseph has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  13. 13.Tara sees that ₹1000 was sent to a wrong number by mistake. What should Tara do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  14. 14.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  15. 15.Karan’s mother has ₹1200 in her bank account. She pays ₹290 for fruit and ₹240 for vegetables by UPI. How many rupees are left in the account?
  16. 16.Zoya’s mother has ₹1500 in her bank account. She pays ₹140 for bread and ₹270 for school books by UPI. How many rupees are left in the account?
  17. 17.Someone online asks Manav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  18. 18.Kabir’s mother has ₹1000 in her bank account. She pays ₹150 for vegetables and ₹290 for a gas cylinder by UPI. How many rupees are left in the account?
  19. 19.Ananya’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  20. 20.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  21. 21.Karan’s mother has ₹2000 in her bank account. She pays ₹200 for vegetables and ₹170 for fruit by UPI. How many rupees are left in the account?
  22. 22.Ananya sees that ₹50000 was sent to a wrong number by mistake. What should Ananya do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  23. 23.A message says Sneha has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  24. 24.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  25. 25.Aarav’s mother has ₹1600 in her bank account. She pays ₹280 for school books and ₹320 for fruit by UPI. How many rupees are left in the account?
  26. 26.Sneha’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  27. 27.A message says Ishaan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  28. 28.A stranger asks Dev to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  29. 29.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  30. 30.Aarav sees that ₹2000 was sent to a wrong number by mistake. What should Aarav do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  31. 31.Aditya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  32. 32.Karan’s mother has ₹1300 in her bank account. She pays ₹220 for fruit and ₹250 for medicines by UPI. How many rupees are left in the account?
  33. 33.Ishaan gets a link: “Click now to win a phone worth ₹50000!” What should Ishaan do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  34. 34.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  35. 35.Tara’s mother has ₹1100 in her bank account. She pays ₹150 for fruit and ₹50 for bread by UPI. How many rupees are left in the account?
  36. 36.Karan’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  37. 37.Aditya gets a link: “Click now to win a phone worth ₹1000!” What should Aditya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  38. 38.A message says Zoya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  39. 39.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  40. 40.Rahul’s mother has ₹3000 in her bank account. She pays ₹60 for vegetables and ₹110 for fruit by UPI. How many rupees are left in the account?

Answer key

  1. The name and amount
  2. The name and amount
  3. No PIN to receive money
  4. No PIN to receive money
  5. Never share the OTP
  6. 820
  7. 2360
  8. Scanning a QR pays money
  9. Never share the OTP
  10. No PIN to receive money
  11. 2000
  12. No PIN to receive money
  13. Tell a parent at once
  14. No one
  15. 670
  16. 1090
  17. No one
  18. 560
  19. The name and amount
  20. No one
  21. 1630
  22. Tell a parent at once
  23. No PIN to receive money
  24. Never share the OTP
  25. 1000
  26. The name and amount
  27. No PIN to receive money
  28. Scanning a QR pays money
  29. Never share the OTP
  30. Tell a parent at once
  31. The name of the shop
  32. 830
  33. Ignore it, tell a parent
  34. No one
  35. 900
  36. The name of the shop
  37. Ignore it, tell a parent
  38. No PIN to receive money
  39. Never share the OTP
  40. 2830

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