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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 255 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Zoya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  2. 2.Lakshmi’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  3. 3.A stranger asks Isha to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  4. 4.Zoya sees that ₹1000 was sent to a wrong number by mistake. What should Zoya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  5. 5.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  6. 6.Karan sees that ₹5000 was sent to a wrong number by mistake. What should Karan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  7. 7.A stranger asks Arjun to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  8. 8.A stranger asks Rohan to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  9. 9.Aarav gets a link: “Click now to win a phone worth ₹10000!” What should Aarav do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  10. 10.A stranger asks Manav to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  11. 11.Sneha’s mother has ₹2900 in her bank account. She pays ₹90 for medicines and ₹400 for vegetables by UPI. How many rupees are left in the account?
  12. 12.A message says Dev has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  13. 13.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  14. 14.Ananya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  15. 15.A stranger asks Rahul to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  16. 16.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  17. 17.Isha’s mother has ₹1500 in her bank account. She pays ₹110 for vegetables and ₹60 for fruit by UPI. How many rupees are left in the account?
  18. 18.Farhan gets a link: “Click now to win a phone worth ₹1000!” What should Farhan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  19. 19.Lakshmi’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  20. 20.Nisha’s mother has ₹1400 in her bank account. She pays ₹130 for fruit and ₹390 for a gas cylinder by UPI. How many rupees are left in the account?
  21. 21.Karan’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  22. 22.Pooja sees that ₹500 was sent to a wrong number by mistake. What should Pooja do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  23. 23.Meera’s mother has ₹1000 in her bank account. She pays ₹290 for a gas cylinder and ₹320 for fruit by UPI. How many rupees are left in the account?
  24. 24.A stranger asks Kabir to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  25. 25.Rahul’s mother has ₹1000 in her bank account. She pays ₹60 for medicines and ₹280 for school books by UPI. How many rupees are left in the account?
  26. 26.Kabir’s mother has ₹1400 in her bank account. She pays ₹290 for milk and ₹220 for bread by UPI. How many rupees are left in the account?
  27. 27.A message says Riya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  28. 28.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  29. 29.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  30. 30.Pooja sees that ₹1000 was sent to a wrong number by mistake. What should Pooja do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  31. 31.Meera’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  32. 32.Manav’s mother has ₹2600 in her bank account. She pays ₹250 for fruit and ₹320 for a gas cylinder by UPI. How many rupees are left in the account?
  33. 33.Someone online asks Riya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  34. 34.Ananya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  35. 35.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  36. 36.Kavya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  37. 37.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  38. 38.Manav sees that ₹25000 was sent to a wrong number by mistake. What should Manav do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  39. 39.Karan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  40. 40.A message says Lakshmi has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money

Answer key

  1. The name of the shop
  2. The name of the shop
  3. Scanning a QR pays money
  4. Tell a parent at once
  5. Never share the OTP
  6. Tell a parent at once
  7. Scanning a QR pays money
  8. Scanning a QR pays money
  9. Ignore it, tell a parent
  10. Scanning a QR pays money
  11. 2410
  12. No PIN to receive money
  13. Never share the OTP
  14. The name of the shop
  15. Scanning a QR pays money
  16. Never share the OTP
  17. 1330
  18. Ignore it, tell a parent
  19. The name and amount
  20. 880
  21. The name of the shop
  22. Tell a parent at once
  23. 390
  24. Scanning a QR pays money
  25. 660
  26. 890
  27. No PIN to receive money
  28. Never share the OTP
  29. Never share the OTP
  30. Tell a parent at once
  31. The name of the shop
  32. 2030
  33. No one
  34. The name and amount
  35. No one
  36. The name and amount
  37. Never share the OTP
  38. Tell a parent at once
  39. The name of the shop
  40. No PIN to receive money

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