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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 256 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Diya sees that ₹1000 was sent to a wrong number by mistake. What should Diya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  2. 2.Nisha’s mother has ₹2800 in her bank account. She pays ₹110 for milk and ₹70 for bread by UPI. How many rupees are left in the account?
  3. 3.Kabir’s mother has ₹1400 in her bank account. She pays ₹340 for milk and ₹150 for vegetables by UPI. How many rupees are left in the account?
  4. 4.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  5. 5.Nisha’s mother has ₹2400 in her bank account. She pays ₹340 for medicines and ₹210 for vegetables by UPI. How many rupees are left in the account?
  6. 6.A message says Zoya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  7. 7.Meera’s mother has ₹1100 in her bank account. She pays ₹380 for milk and ₹130 for medicines by UPI. How many rupees are left in the account?
  8. 8.Riya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  9. 9.A stranger asks Arjun to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  10. 10.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  11. 11.A message says Rohan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  12. 12.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  13. 13.A stranger asks Meera to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  14. 14.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  15. 15.Karan’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  16. 16.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  17. 17.Isha’s mother has ₹1200 in her bank account. She pays ₹350 for vegetables and ₹90 for school books by UPI. How many rupees are left in the account?
  18. 18.Ananya’s mother has ₹2300 in her bank account. She pays ₹50 for bread and ₹290 for fruit by UPI. How many rupees are left in the account?
  19. 19.Farhan sees that ₹5000 was sent to a wrong number by mistake. What should Farhan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  20. 20.Ishaan gets a link: “Click now to win a phone worth ₹25000!” What should Ishaan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  21. 21.A message says Vivaan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  22. 22.Ananya gets a link: “Click now to win a phone worth ₹10000!” What should Ananya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  23. 23.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  24. 24.Gurpreet’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  25. 25.Lakshmi’s mother has ₹1600 in her bank account. She pays ₹380 for vegetables and ₹200 for bread by UPI. How many rupees are left in the account?
  26. 26.A message says Karan has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  27. 27.Lakshmi’s mother has ₹2100 in her bank account. She pays ₹230 for vegetables and ₹80 for a gas cylinder by UPI. How many rupees are left in the account?
  28. 28.Farhan’s mother has ₹1500 in her bank account. She pays ₹70 for fruit and ₹330 for milk by UPI. How many rupees are left in the account?
  29. 29.Dev’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  30. 30.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  31. 31.Pooja’s mother has ₹2300 in her bank account. She pays ₹160 for vegetables and ₹50 for bread by UPI. How many rupees are left in the account?
  32. 32.Aditya gets a link: “Click now to win a phone worth ₹500!” What should Aditya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  33. 33.Saanvi’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  34. 34.A message says Meera has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  35. 35.A stranger asks Karan to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  36. 36.Dev gets a link: “Click now to win a phone worth ₹10000!” What should Dev do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  37. 37.A stranger asks Isha to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  38. 38.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  39. 39.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  40. 40.Ishaan’s mother has ₹1500 in her bank account. She pays ₹250 for school books and ₹80 for bread by UPI. How many rupees are left in the account?

Answer key

  1. Tell a parent at once
  2. 2620
  3. 910
  4. No one
  5. 1850
  6. No PIN to receive money
  7. 590
  8. The name of the shop
  9. Scanning a QR pays money
  10. No one
  11. No PIN to receive money
  12. No one
  13. Scanning a QR pays money
  14. No one
  15. The name of the shop
  16. Never share the OTP
  17. 760
  18. 1960
  19. Tell a parent at once
  20. Ignore it, tell a parent
  21. No PIN to receive money
  22. Ignore it, tell a parent
  23. No one
  24. The name and amount
  25. 1020
  26. No PIN to receive money
  27. 1790
  28. 1100
  29. The name and amount
  30. Never share the OTP
  31. 2090
  32. Ignore it, tell a parent
  33. The name of the shop
  34. No PIN to receive money
  35. Scanning a QR pays money
  36. Ignore it, tell a parent
  37. Scanning a QR pays money
  38. Never share the OTP
  39. No one
  40. 1170

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