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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 257 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A message says Pooja has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  2. 2.A stranger asks Gurpreet to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  3. 3.Joseph sees that ₹50000 was sent to a wrong number by mistake. What should Joseph do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  4. 4.Kavya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  5. 5.A message says Joseph has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  6. 6.Aditya’s mother has ₹3000 in her bank account. She pays ₹330 for school books and ₹280 for a gas cylinder by UPI. How many rupees are left in the account?
  7. 7.Pooja’s mother has ₹1500 in her bank account. She pays ₹90 for medicines and ₹370 for fruit by UPI. How many rupees are left in the account?
  8. 8.A stranger asks Nisha to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  9. 9.Kabir’s mother has ₹2600 in her bank account. She pays ₹100 for school books and ₹210 for milk by UPI. How many rupees are left in the account?
  10. 10.Manav’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  11. 11.Arjun’s mother has ₹3000 in her bank account. She pays ₹220 for vegetables and ₹90 for a gas cylinder by UPI. How many rupees are left in the account?
  12. 12.Sneha’s mother has ₹1600 in her bank account. She pays ₹370 for bread and ₹400 for medicines by UPI. How many rupees are left in the account?
  13. 13.Riya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  14. 14.Rohan’s mother has ₹2300 in her bank account. She pays ₹360 for a gas cylinder and ₹300 for school books by UPI. How many rupees are left in the account?
  15. 15.Aditya gets a link: “Click now to win a phone worth ₹500!” What should Aditya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  16. 16.A message says Kavya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  17. 17.Kabir’s mother has ₹2300 in her bank account. She pays ₹110 for school books and ₹320 for milk by UPI. How many rupees are left in the account?
  18. 18.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  19. 19.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  20. 20.Farhan gets a link: “Click now to win a phone worth ₹500!” What should Farhan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  21. 21.Ananya gets a link: “Click now to win a phone worth ₹10000!” What should Ananya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  22. 22.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  23. 23.Arjun’s mother has ₹2500 in her bank account. She pays ₹50 for fruit and ₹370 for vegetables by UPI. How many rupees are left in the account?
  24. 24.A message says Farhan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  25. 25.A message says Saanvi has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  26. 26.A message says Aditya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  27. 27.Nisha’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  28. 28.Aditya’s mother has ₹1000 in her bank account. She pays ₹50 for fruit and ₹110 for milk by UPI. How many rupees are left in the account?
  29. 29.Lakshmi sees that ₹1000 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  30. 30.Aarav’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  31. 31.A message says Kabir has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  32. 32.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  33. 33.Zoya’s mother has ₹1500 in her bank account. She pays ₹120 for vegetables and ₹100 for medicines by UPI. How many rupees are left in the account?
  34. 34.A stranger asks Priya to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  35. 35.Isha’s mother has ₹2000 in her bank account. She pays ₹270 for fruit and ₹160 for bread by UPI. How many rupees are left in the account?
  36. 36.Karan’s mother has ₹2400 in her bank account. She pays ₹160 for fruit and ₹310 for a gas cylinder by UPI. How many rupees are left in the account?
  37. 37.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  38. 38.Saanvi sees that ₹50000 was sent to a wrong number by mistake. What should Saanvi do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  39. 39.Farhan’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  40. 40.A stranger asks Karan to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money

Answer key

  1. No PIN to receive money
  2. Scanning a QR pays money
  3. Tell a parent at once
  4. The name of the shop
  5. No PIN to receive money
  6. 2390
  7. 1040
  8. Scanning a QR pays money
  9. 2290
  10. The name and amount
  11. 2690
  12. 830
  13. The name and amount
  14. 1640
  15. Ignore it, tell a parent
  16. No PIN to receive money
  17. 1870
  18. No one
  19. Never share the OTP
  20. Ignore it, tell a parent
  21. Ignore it, tell a parent
  22. No one
  23. 2080
  24. No PIN to receive money
  25. No PIN to receive money
  26. No PIN to receive money
  27. The name of the shop
  28. 840
  29. Tell a parent at once
  30. The name of the shop
  31. No PIN to receive money
  32. No one
  33. 1280
  34. Scanning a QR pays money
  35. 1570
  36. 1930
  37. Never share the OTP
  38. Tell a parent at once
  39. The name and amount
  40. Scanning a QR pays money

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