Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 258 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.A stranger asks Tara to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
2. 2.Aditya’s mother has ₹1300 in her bank account. She pays ₹340 for vegetables and ₹300 for a gas cylinder by UPI. How many rupees are left in the account?
3. 3.Zoya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
4. 4.Tara’s mother has ₹1100 in her bank account. She pays ₹380 for medicines and ₹200 for fruit by UPI. How many rupees are left in the account?
5. 5.A message says Manav has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
6. 6.Pooja’s mother has ₹3000 in her bank account. She pays ₹100 for fruit and ₹60 for a gas cylinder by UPI. How many rupees are left in the account?
7. 7.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
8. 8.A message says Priya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
9. 9.A stranger asks Sneha to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
10. 10.Saanvi’s mother has ₹2100 in her bank account. She pays ₹180 for fruit and ₹310 for medicines by UPI. How many rupees are left in the account?
11. 11.Aarav’s mother has ₹2700 in her bank account. She pays ₹260 for medicines and ₹120 for fruit by UPI. How many rupees are left in the account?
12. 12.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
13. 13.A message says Ishaan has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
14. 14.Isha gets a link: “Click now to win a phone worth ₹1000!” What should Isha do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
15. 15.Farhan’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
16. 16.A stranger asks Riya to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
17. 17.Someone online asks Farhan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
18. 18.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
19. 19.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
20. 20.Isha’s mother has ₹2900 in her bank account. She pays ₹100 for medicines and ₹290 for vegetables by UPI. How many rupees are left in the account?
21. 21.Nisha’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
22. 22.Aarav sees that ₹5000 was sent to a wrong number by mistake. What should Aarav do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
23. 23.Karan’s mother has ₹2500 in her bank account. She pays ₹190 for vegetables and ₹280 for bread by UPI. How many rupees are left in the account?
24. 24.Kavya sees that ₹1000 was sent to a wrong number by mistake. What should Kavya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
25. 25.A message says Rohan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
26. 26.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
27. 27.A message says Lakshmi has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
28. 28.Ishaan gets a link: “Click now to win a phone worth ₹1000!” What should Ishaan do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
29. 29.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
30. 30.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
31. 31.Vivaan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
32. 32.Pooja’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
33. 33.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
34. 34.A message says Tara has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
35. 35.Ishaan sees that ₹25000 was sent to a wrong number by mistake. What should Ishaan do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
36. 36.Diya’s mother has ₹1800 in her bank account. She pays ₹110 for fruit and ₹310 for school books by UPI. How many rupees are left in the account?
37. 37.A stranger asks Saanvi to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
38. 38.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
39. 39.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
40. 40.Rohan’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code

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