Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 259 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
2. 2.Isha’s mother has ₹1000 in her bank account. She pays ₹220 for school books and ₹200 for fruit by UPI. How many rupees are left in the account?
3. 3.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
4. 4.Priya gets a link: “Click now to win a phone worth ₹2000!” What should Priya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
5. 5.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
6. 6.Nisha’s mother has ₹1400 in her bank account. She pays ₹150 for a gas cylinder and ₹190 for bread by UPI. How many rupees are left in the account?
7. 7.Saanvi’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
8. 8.A stranger asks Meera to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
9. 9.Nisha’s mother has ₹1500 in her bank account. She pays ₹70 for medicines and ₹290 for vegetables by UPI. How many rupees are left in the account?
10. 10.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
11. 11.Aarav’s mother has ₹1600 in her bank account. She pays ₹390 for vegetables and ₹370 for milk by UPI. How many rupees are left in the account?
12. 12.Karan’s mother has ₹2500 in her bank account. She pays ₹160 for school books and ₹140 for milk by UPI. How many rupees are left in the account?
13. 13.A stranger asks Isha to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
14. 14.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
15. 15.A stranger asks Rahul to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
16. 16.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
17. 17.Rohan’s mother has ₹2400 in her bank account. She pays ₹260 for vegetables and ₹340 for bread by UPI. How many rupees are left in the account?
18. 18.Ananya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
19. 19.A message says Kavya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
20. 20.A stranger asks Manav to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
21. 21.Someone online asks Karan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
22. 22.Aarav’s mother has ₹2000 in her bank account. She pays ₹300 for bread and ₹180 for a gas cylinder by UPI. How many rupees are left in the account?
23. 23.Isha’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
24. 24.Gurpreet’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
25. 25.Tara’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
26. 26.Arjun’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
27. 27.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
28. 28.A message says Aarav has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
29. 29.Rohan sees that ₹2000 was sent to a wrong number by mistake. What should Rohan do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
30. 30.Vivaan’s mother has ₹1600 in her bank account. She pays ₹190 for medicines and ₹80 for milk by UPI. How many rupees are left in the account?
31. 31.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
32. 32.Arjun’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
33. 33.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
34. 34.A stranger asks Zoya to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
35. 35.A message says Saanvi has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
36. 36.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
37. 37.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
38. 38.Nisha’s mother has ₹1200 in her bank account. She pays ₹290 for fruit and ₹100 for school books by UPI. How many rupees are left in the account?
39. 39.Kavya sees that ₹1000 was sent to a wrong number by mistake. What should Kavya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
40. 40.A message says Diya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money

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