Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 260 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.A stranger asks Saanvi to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
2. 2.A stranger asks Aditya to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
3. 3.Ishaan’s mother has ₹1800 in her bank account. She pays ₹290 for a gas cylinder and ₹370 for vegetables by UPI. How many rupees are left in the account?
4. 4.A stranger asks Farhan to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
5. 5.Meera’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
6. 6.Zoya sees that ₹500 was sent to a wrong number by mistake. What should Zoya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
7. 7.A stranger asks Diya to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
8. 8.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
9. 9.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
10. 10.A message says Kabir has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
11. 11.A message says Gurpreet has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
12. 12.Ananya gets a link: “Click now to win a phone worth ₹1000!” What should Ananya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
13. 13.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
14. 14.Saanvi’s mother has ₹2000 in her bank account. She pays ₹60 for a gas cylinder and ₹190 for school books by UPI. How many rupees are left in the account?
15. 15.A message says Isha has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
16. 16.Dev’s mother has ₹1200 in her bank account. She pays ₹380 for vegetables and ₹230 for a gas cylinder by UPI. How many rupees are left in the account?
17. 17.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
18. 18.Sneha’s mother has ₹1400 in her bank account. She pays ₹350 for milk and ₹240 for a gas cylinder by UPI. How many rupees are left in the account?
19. 19.Isha gets a link: “Click now to win a phone worth ₹5000!” What should Isha do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
20. 20.Meera’s mother has ₹2700 in her bank account. She pays ₹70 for vegetables and ₹290 for medicines by UPI. How many rupees are left in the account?
21. 21.Joseph sees that ₹50000 was sent to a wrong number by mistake. What should Joseph do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
22. 22.Sneha sees that ₹5000 was sent to a wrong number by mistake. What should Sneha do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
23. 23.A stranger asks Ananya to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
24. 24.A message says Zoya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
25. 25.Zoya’s mother has ₹1800 in her bank account. She pays ₹90 for a gas cylinder and ₹310 for fruit by UPI. How many rupees are left in the account?
26. 26.Diya’s mother has ₹2200 in her bank account. She pays ₹110 for vegetables and ₹170 for fruit by UPI. How many rupees are left in the account?
27. 27.Arjun’s mother has ₹2600 in her bank account. She pays ₹250 for a gas cylinder and ₹260 for vegetables by UPI. How many rupees are left in the account?
28. 28.Karan’s mother has ₹2300 in her bank account. She pays ₹290 for milk and ₹300 for vegetables by UPI. How many rupees are left in the account?
29. 29.Ishaan gets a link: “Click now to win a phone worth ₹10000!” What should Ishaan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
30. 30.Kavya’s mother has ₹2200 in her bank account. She pays ₹90 for school books and ₹80 for medicines by UPI. How many rupees are left in the account?
31. 31.Farhan’s mother has ₹1000 in her bank account. She pays ₹160 for milk and ₹150 for fruit by UPI. How many rupees are left in the account?
32. 32.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
33. 33.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
34. 34.Someone online asks Manav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
35. 35.Dev’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
36. 36.Isha’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
37. 37.A message says Vivaan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
38. 38.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
39. 39.A message says Diya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
40. 40.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP

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