Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 27 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Kabir’s mother has ₹1000 in her bank account. She pays ₹270 for school books and ₹120 for vegetables by UPI. How many rupees are left in the account?
2. 2.A message says Saanvi has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
3. 3.Dev’s mother has ₹2300 in her bank account. She pays ₹170 for a gas cylinder and ₹80 for vegetables by UPI. How many rupees are left in the account?
4. 4.A message says Meera has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
5. 5.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
6. 6.Gurpreet’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
7. 7.Ishaan’s mother has ₹2800 in her bank account. She pays ₹260 for fruit and ₹270 for milk by UPI. How many rupees are left in the account?
8. 8.Saanvi sees that ₹5000 was sent to a wrong number by mistake. What should Saanvi do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
9. 9.Priya’s mother has ₹1200 in her bank account. She pays ₹320 for a gas cylinder and ₹170 for milk by UPI. How many rupees are left in the account?
10. 10.Dev’s mother has ₹2100 in her bank account. She pays ₹250 for vegetables and ₹260 for bread by UPI. How many rupees are left in the account?
11. 11.Isha’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
12. 12.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
13. 13.Priya’s mother has ₹1100 in her bank account. She pays ₹320 for a gas cylinder and ₹150 for vegetables by UPI. How many rupees are left in the account?
14. 14.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
15. 15.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
16. 16.Kabir’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
17. 17.Farhan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
18. 18.Ishaan’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
19. 19.A message says Rohan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
20. 20.Rohan gets a link: “Click now to win a phone worth ₹2000!” What should Rohan do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
21. 21.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
22. 22.Arjun sees that ₹500 was sent to a wrong number by mistake. What should Arjun do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
23. 23.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
24. 24.Kabir’s mother has ₹1400 in her bank account. She pays ₹280 for school books and ₹170 for milk by UPI. How many rupees are left in the account?
25. 25.Aarav’s mother has ₹2100 in her bank account. She pays ₹90 for a gas cylinder and ₹210 for milk by UPI. How many rupees are left in the account?
26. 26.Aarav sees that ₹2000 was sent to a wrong number by mistake. What should Aarav do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
27. 27.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
28. 28.Arjun’s mother has ₹1300 in her bank account. She pays ₹60 for bread and ₹310 for medicines by UPI. How many rupees are left in the account?
29. 29.A message says Arjun has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
30. 30.Someone online asks Karan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
31. 31.Kabir’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
32. 32.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
33. 33.Isha’s mother has ₹2500 in her bank account. She pays ₹220 for a gas cylinder and ₹90 for fruit by UPI. How many rupees are left in the account?
34. 34.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
35. 35.Arjun’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
36. 36.Nisha gets a link: “Click now to win a phone worth ₹5000!” What should Nisha do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
37. 37.Kavya gets a link: “Click now to win a phone worth ₹1000!” What should Kavya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
38. 38.A message says Manav has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
39. 39.A message says Isha has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
40. 40.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank

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