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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 261 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Lakshmi’s mother has ₹3000 in her bank account. She pays ₹140 for school books and ₹110 for bread by UPI. How many rupees are left in the account?
  2. 2.Riya’s mother has ₹2800 in her bank account. She pays ₹190 for medicines and ₹90 for school books by UPI. How many rupees are left in the account?
  3. 3.A stranger asks Saanvi to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  4. 4.Kabir’s mother has ₹1000 in her bank account. She pays ₹170 for bread and ₹160 for medicines by UPI. How many rupees are left in the account?
  5. 5.A message says Aarav has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  6. 6.Meera’s mother has ₹1500 in her bank account. She pays ₹360 for fruit and ₹100 for a gas cylinder by UPI. How many rupees are left in the account?
  7. 7.Ishaan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  8. 8.Dev’s mother has ₹1200 in her bank account. She pays ₹190 for bread and ₹190 for medicines by UPI. How many rupees are left in the account?
  9. 9.Kavya gets a link: “Click now to win a phone worth ₹25000!” What should Kavya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  10. 10.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  11. 11.Priya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  12. 12.A stranger asks Meera to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  13. 13.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  14. 14.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  15. 15.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  16. 16.Arjun’s mother has ₹2500 in her bank account. She pays ₹170 for medicines and ₹210 for school books by UPI. How many rupees are left in the account?
  17. 17.Rahul sees that ₹5000 was sent to a wrong number by mistake. What should Rahul do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  18. 18.Meera’s mother has ₹1300 in her bank account. She pays ₹360 for fruit and ₹300 for bread by UPI. How many rupees are left in the account?
  19. 19.Vivaan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  20. 20.A message says Gurpreet has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  21. 21.Joseph’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  22. 22.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  23. 23.Diya’s mother has ₹1500 in her bank account. She pays ₹50 for fruit and ₹100 for a gas cylinder by UPI. How many rupees are left in the account?
  24. 24.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  25. 25.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  26. 26.Saanvi gets a link: “Click now to win a phone worth ₹1000!” What should Saanvi do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  27. 27.Vivaan gets a link: “Click now to win a phone worth ₹10000!” What should Vivaan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  28. 28.Manav’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  29. 29.Kavya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  30. 30.Sneha’s mother has ₹2100 in her bank account. She pays ₹100 for vegetables and ₹350 for medicines by UPI. How many rupees are left in the account?
  31. 31.Rohan gets a link: “Click now to win a phone worth ₹2000!” What should Rohan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  32. 32.Kavya’s mother has ₹1100 in her bank account. She pays ₹150 for a gas cylinder and ₹290 for milk by UPI. How many rupees are left in the account?
  33. 33.Aarav sees that ₹10000 was sent to a wrong number by mistake. What should Aarav do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  34. 34.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  35. 35.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  36. 36.Rohan’s mother has ₹2200 in her bank account. She pays ₹310 for bread and ₹290 for fruit by UPI. How many rupees are left in the account?
  37. 37.A message says Zoya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  38. 38.Kabir’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  39. 39.Gurpreet’s mother has ₹2000 in her bank account. She pays ₹90 for milk and ₹370 for a gas cylinder by UPI. How many rupees are left in the account?
  40. 40.Kabir’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay

Answer key

  1. 2750
  2. 2520
  3. Scanning a QR pays money
  4. 670
  5. No PIN to receive money
  6. 1040
  7. The name of the shop
  8. 820
  9. Ignore it, tell a parent
  10. Never share the OTP
  11. The name of the shop
  12. Scanning a QR pays money
  13. No one
  14. Never share the OTP
  15. Never share the OTP
  16. 2120
  17. Tell a parent at once
  18. 640
  19. The name of the shop
  20. No PIN to receive money
  21. The name and amount
  22. Never share the OTP
  23. 1350
  24. No one
  25. Never share the OTP
  26. Ignore it, tell a parent
  27. Ignore it, tell a parent
  28. The name of the shop
  29. The name and amount
  30. 1650
  31. Ignore it, tell a parent
  32. 660
  33. Tell a parent at once
  34. Never share the OTP
  35. No one
  36. 1600
  37. No PIN to receive money
  38. The name of the shop
  39. 1540
  40. The name of the shop

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