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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 262 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A stranger asks Tara to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  2. 2.Pooja’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  3. 3.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  4. 4.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  5. 5.Manav’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  6. 6.Farhan sees that ₹5000 was sent to a wrong number by mistake. What should Farhan do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  7. 7.A stranger asks Manav to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  8. 8.A message says Sneha has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  9. 9.Manav’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  10. 10.Manav’s mother has ₹1200 in her bank account. She pays ₹110 for a gas cylinder and ₹290 for school books by UPI. How many rupees are left in the account?
  11. 11.Meera sees that ₹1000 was sent to a wrong number by mistake. What should Meera do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  12. 12.A stranger asks Rahul to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  13. 13.Sneha’s mother has ₹2700 in her bank account. She pays ₹50 for bread and ₹230 for school books by UPI. How many rupees are left in the account?
  14. 14.A message says Rahul has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  15. 15.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  16. 16.Sneha’s mother has ₹2100 in her bank account. She pays ₹80 for milk and ₹260 for fruit by UPI. How many rupees are left in the account?
  17. 17.Kavya’s mother has ₹3000 in her bank account. She pays ₹200 for fruit and ₹120 for school books by UPI. How many rupees are left in the account?
  18. 18.Rahul sees that ₹1000 was sent to a wrong number by mistake. What should Rahul do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  19. 19.Gurpreet’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  20. 20.Farhan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  21. 21.Meera’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  22. 22.Rahul sees that ₹50000 was sent to a wrong number by mistake. What should Rahul do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  23. 23.Arjun sees that ₹50000 was sent to a wrong number by mistake. What should Arjun do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  24. 24.Priya’s mother has ₹1000 in her bank account. She pays ₹110 for a gas cylinder and ₹270 for fruit by UPI. How many rupees are left in the account?
  25. 25.A message says Lakshmi has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  26. 26.Tara’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  27. 27.Kabir sees that ₹50000 was sent to a wrong number by mistake. What should Kabir do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  28. 28.Rohan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  29. 29.A message says Rahul has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  30. 30.Farhan gets a link: “Click now to win a phone worth ₹2000!” What should Farhan do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  31. 31.Dev’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  32. 32.Manav’s mother has ₹1300 in her bank account. She pays ₹220 for medicines and ₹130 for a gas cylinder by UPI. How many rupees are left in the account?
  33. 33.Manav’s mother has ₹3000 in her bank account. She pays ₹250 for a gas cylinder and ₹370 for milk by UPI. How many rupees are left in the account?
  34. 34.Meera’s mother has ₹3000 in her bank account. She pays ₹60 for milk and ₹310 for a gas cylinder by UPI. How many rupees are left in the account?
  35. 35.A stranger asks Ananya to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  36. 36.Isha’s mother has ₹1600 in her bank account. She pays ₹340 for school books and ₹200 for milk by UPI. How many rupees are left in the account?
  37. 37.Farhan’s mother has ₹1800 in her bank account. She pays ₹280 for vegetables and ₹60 for school books by UPI. How many rupees are left in the account?
  38. 38.Diya’s mother has ₹1800 in her bank account. She pays ₹180 for bread and ₹350 for fruit by UPI. How many rupees are left in the account?
  39. 39.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  40. 40.A message says Tara has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money

Answer key

  1. Scanning a QR pays money
  2. The name and amount
  3. Never share the OTP
  4. Never share the OTP
  5. The name of the shop
  6. Tell a parent at once
  7. Scanning a QR pays money
  8. No PIN to receive money
  9. The name of the shop
  10. 800
  11. Tell a parent at once
  12. Scanning a QR pays money
  13. 2420
  14. No PIN to receive money
  15. Never share the OTP
  16. 1760
  17. 2680
  18. Tell a parent at once
  19. The name of the shop
  20. The name of the shop
  21. The name of the shop
  22. Tell a parent at once
  23. Tell a parent at once
  24. 620
  25. No PIN to receive money
  26. The name of the shop
  27. Tell a parent at once
  28. The name and amount
  29. No PIN to receive money
  30. Ignore it, tell a parent
  31. The name and amount
  32. 950
  33. 2380
  34. 2630
  35. Scanning a QR pays money
  36. 1060
  37. 1460
  38. 1270
  39. No one
  40. No PIN to receive money

Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids