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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 263 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Saanvi sees that ₹25000 was sent to a wrong number by mistake. What should Saanvi do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  2. 2.Isha’s mother has ₹1200 in her bank account. She pays ₹270 for a gas cylinder and ₹360 for medicines by UPI. How many rupees are left in the account?
  3. 3.Rahul’s mother has ₹1000 in her bank account. She pays ₹350 for milk and ₹380 for a gas cylinder by UPI. How many rupees are left in the account?
  4. 4.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  5. 5.Kabir’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  6. 6.Nisha’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  7. 7.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  8. 8.Gurpreet gets a link: “Click now to win a phone worth ₹1000!” What should Gurpreet do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  9. 9.Tara’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  10. 10.Gurpreet’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  11. 11.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  12. 12.Farhan’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  13. 13.Gurpreet’s mother has ₹1500 in her bank account. She pays ₹80 for fruit and ₹60 for milk by UPI. How many rupees are left in the account?
  14. 14.Rohan’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  15. 15.Joseph’s mother has ₹1800 in her bank account. She pays ₹160 for vegetables and ₹90 for a gas cylinder by UPI. How many rupees are left in the account?
  16. 16.A message says Ishaan has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  17. 17.Rohan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  18. 18.Saanvi’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  19. 19.Manav’s mother has ₹1200 in her bank account. She pays ₹70 for medicines and ₹100 for bread by UPI. How many rupees are left in the account?
  20. 20.Vivaan’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  21. 21.Ananya’s mother has ₹2700 in her bank account. She pays ₹200 for medicines and ₹170 for vegetables by UPI. How many rupees are left in the account?
  22. 22.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  23. 23.Nisha’s mother has ₹1800 in her bank account. She pays ₹90 for fruit and ₹180 for bread by UPI. How many rupees are left in the account?
  24. 24.Gurpreet’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  25. 25.Pooja’s mother has ₹1300 in her bank account. She pays ₹140 for school books and ₹320 for medicines by UPI. How many rupees are left in the account?
  26. 26.A stranger asks Ananya to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  27. 27.A stranger asks Isha to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  28. 28.Joseph’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  29. 29.A stranger asks Priya to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  30. 30.A stranger asks Tara to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  31. 31.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  32. 32.A message says Rohan has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  33. 33.Priya’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  34. 34.A stranger asks Kabir to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  35. 35.Vivaan’s mother has ₹2500 in her bank account. She pays ₹330 for medicines and ₹50 for fruit by UPI. How many rupees are left in the account?
  36. 36.Sneha gets a link: “Click now to win a phone worth ₹500!” What should Sneha do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  37. 37.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  38. 38.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  39. 39.Gurpreet’s mother has ₹2000 in her bank account. She pays ₹370 for milk and ₹70 for bread by UPI. How many rupees are left in the account?
  40. 40.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one

Answer key

  1. Tell a parent at once
  2. 570
  3. 270
  4. Never share the OTP
  5. The name and amount
  6. The name of the shop
  7. No one
  8. Ignore it, tell a parent
  9. The name and amount
  10. The name and amount
  11. Never share the OTP
  12. The name of the shop
  13. 1360
  14. The name and amount
  15. 1550
  16. No PIN to receive money
  17. The name and amount
  18. The name and amount
  19. 1030
  20. The name and amount
  21. 2330
  22. Never share the OTP
  23. 1530
  24. The name of the shop
  25. 840
  26. Scanning a QR pays money
  27. Scanning a QR pays money
  28. The name and amount
  29. Scanning a QR pays money
  30. Scanning a QR pays money
  31. No one
  32. No PIN to receive money
  33. The name and amount
  34. Scanning a QR pays money
  35. 2120
  36. Ignore it, tell a parent
  37. No one
  38. No one
  39. 1560
  40. No one

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