Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 264 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Dev gets a link: “Click now to win a phone worth ₹500!” What should Dev do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
2. 2.Vivaan’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
3. 3.Rahul’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
4. 4.A message says Saanvi has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
5. 5.Pooja gets a link: “Click now to win a phone worth ₹1000!” What should Pooja do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
6. 6.A message says Meera has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
7. 7.Arjun gets a link: “Click now to win a phone worth ₹10000!” What should Arjun do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
8. 8.Tara’s mother has ₹2600 in her bank account. She pays ₹70 for bread and ₹100 for medicines by UPI. How many rupees are left in the account?
9. 9.Kabir’s mother has ₹1300 in her bank account. She pays ₹120 for a gas cylinder and ₹150 for medicines by UPI. How many rupees are left in the account?
10. 10.Arjun’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
11. 11.A stranger asks Riya to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
12. 12.Gurpreet’s mother has ₹2600 in her bank account. She pays ₹100 for medicines and ₹390 for school books by UPI. How many rupees are left in the account?
13. 13.A message says Rohan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
14. 14.A stranger asks Saanvi to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
15. 15.A stranger asks Aarav to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
16. 16.Lakshmi gets a link: “Click now to win a phone worth ₹5000!” What should Lakshmi do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
17. 17.Meera’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
18. 18.Riya’s mother has ₹2000 in her bank account. She pays ₹320 for fruit and ₹190 for medicines by UPI. How many rupees are left in the account?
19. 19.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
20. 20.Vivaan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
21. 21.A stranger asks Sneha to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
22. 22.Dev’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
23. 23.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
24. 24.Aarav’s mother has ₹1400 in her bank account. She pays ₹80 for school books and ₹130 for vegetables by UPI. How many rupees are left in the account?
25. 25.Kavya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
26. 26.Someone online asks Farhan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
27. 27.A message says Riya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
28. 28.A message says Saanvi has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
29. 29.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
30. 30.Ananya’s mother has ₹2300 in her bank account. She pays ₹160 for a gas cylinder and ₹230 for milk by UPI. How many rupees are left in the account?
31. 31.Isha’s mother has ₹1000 in her bank account. She pays ₹370 for vegetables and ₹70 for medicines by UPI. How many rupees are left in the account?
32. 32.A message says Kabir has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
33. 33.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
34. 34.Kabir’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
35. 35.A message says Riya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
36. 36.Diya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
37. 37.A stranger asks Diya to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
38. 38.Priya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
39. 39.Arjun’s mother has ₹2000 in her bank account. She pays ₹400 for milk and ₹300 for fruit by UPI. How many rupees are left in the account?
40. 40.Ishaan sees that ₹2000 was sent to a wrong number by mistake. What should Ishaan do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it

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