Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 265 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.A stranger asks Ananya to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
2. 2.Meera’s mother has ₹1100 in her bank account. She pays ₹80 for fruit and ₹130 for school books by UPI. How many rupees are left in the account?
3. 3.Dev’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
4. 4.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
5. 5.Isha’s mother has ₹1800 in her bank account. She pays ₹330 for bread and ₹140 for medicines by UPI. How many rupees are left in the account?
6. 6.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
7. 7.Joseph’s mother has ₹1100 in her bank account. She pays ₹120 for vegetables and ₹270 for fruit by UPI. How many rupees are left in the account?
8. 8.Kabir sees that ₹10000 was sent to a wrong number by mistake. What should Kabir do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
9. 9.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
10. 10.A message says Tara has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
11. 11.A message says Priya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
12. 12.Pooja gets a link: “Click now to win a phone worth ₹25000!” What should Pooja do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
13. 13.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
14. 14.Tara gets a link: “Click now to win a phone worth ₹50000!” What should Tara do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
15. 15.Dev’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
16. 16.Manav’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
17. 17.Nisha’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
18. 18.Aarav sees that ₹10000 was sent to a wrong number by mistake. What should Aarav do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
19. 19.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
20. 20.Manav’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
21. 21.A message says Zoya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
22. 22.Tara’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
23. 23.Manav’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
24. 24.Rahul gets a link: “Click now to win a phone worth ₹25000!” What should Rahul do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
25. 25.Farhan gets a link: “Click now to win a phone worth ₹1000!” What should Farhan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
26. 26.Priya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
27. 27.A message says Karan has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
28. 28.Karan’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
29. 29.Someone online asks Manav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
30. 30.Karan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
31. 31.Kavya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
32. 32.Priya’s mother has ₹2500 in her bank account. She pays ₹350 for fruit and ₹300 for school books by UPI. How many rupees are left in the account?
33. 33.A stranger asks Diya to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
34. 34.Joseph’s mother has ₹1400 in her bank account. She pays ₹240 for vegetables and ₹210 for medicines by UPI. How many rupees are left in the account?
35. 35.Farhan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
36. 36.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
37. 37.Dev gets a link: “Click now to win a phone worth ₹50000!” What should Dev do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
38. 38.Saanvi’s mother has ₹2700 in her bank account. She pays ₹360 for school books and ₹100 for a gas cylinder by UPI. How many rupees are left in the account?
39. 39.Aarav gets a link: “Click now to win a phone worth ₹50000!” What should Aarav do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
40. 40.Meera gets a link: “Click now to win a phone worth ₹2000!” What should Meera do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win

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