Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 266 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
2. 2.Saanvi’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
3. 3.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
4. 4.Meera’s mother has ₹2000 in her bank account. She pays ₹140 for bread and ₹380 for medicines by UPI. How many rupees are left in the account?
5. 5.Karan’s mother has ₹1000 in her bank account. She pays ₹290 for a gas cylinder and ₹160 for vegetables by UPI. How many rupees are left in the account?
6. 6.Meera’s mother has ₹1500 in her bank account. She pays ₹350 for medicines and ₹50 for milk by UPI. How many rupees are left in the account?
7. 7.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
8. 8.A stranger asks Gurpreet to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
9. 9.Farhan gets a link: “Click now to win a phone worth ₹10000!” What should Farhan do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
10. 10.Diya’s mother has ₹1100 in her bank account. She pays ₹250 for a gas cylinder and ₹210 for milk by UPI. How many rupees are left in the account?
11. 11.A stranger asks Joseph to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
12. 12.Pooja’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
13. 13.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
14. 14.A stranger asks Karan to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
15. 15.A message says Vivaan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
16. 16.A stranger asks Aditya to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
17. 17.Rohan’s mother has ₹2200 in her bank account. She pays ₹260 for fruit and ₹160 for medicines by UPI. How many rupees are left in the account?
18. 18.Aarav’s mother has ₹2800 in her bank account. She pays ₹230 for medicines and ₹140 for school books by UPI. How many rupees are left in the account?
19. 19.A stranger asks Rohan to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
20. 20.Aarav’s mother has ₹1400 in her bank account. She pays ₹160 for milk and ₹160 for fruit by UPI. How many rupees are left in the account?
21. 21.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
22. 22.Lakshmi’s mother has ₹2700 in her bank account. She pays ₹220 for fruit and ₹250 for milk by UPI. How many rupees are left in the account?
23. 23.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
24. 24.Lakshmi’s mother has ₹1300 in her bank account. She pays ₹390 for bread and ₹370 for fruit by UPI. How many rupees are left in the account?
25. 25.A message says Vivaan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
26. 26.Sneha’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
27. 27.Manav gets a link: “Click now to win a phone worth ₹25000!” What should Manav do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
28. 28.A message says Kabir has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
29. 29.Ananya gets a link: “Click now to win a phone worth ₹500!” What should Ananya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
30. 30.Arjun’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
31. 31.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
32. 32.Aditya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
33. 33.Tara’s mother has ₹1500 in her bank account. She pays ₹90 for a gas cylinder and ₹220 for fruit by UPI. How many rupees are left in the account?
34. 34.A stranger asks Lakshmi to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
35. 35.Riya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
36. 36.Aarav’s mother has ₹1000 in her bank account. She pays ₹360 for medicines and ₹150 for milk by UPI. How many rupees are left in the account?
37. 37.Kabir sees that ₹50000 was sent to a wrong number by mistake. What should Kabir do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
38. 38.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
39. 39.A stranger asks Lakshmi to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
40. 40.A stranger asks Isha to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money

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