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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 267 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Priya gets a link: “Click now to win a phone worth ₹2000!” What should Priya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  2. 2.Someone online asks Riya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  3. 3.Rahul’s mother has ₹2000 in her bank account. She pays ₹260 for fruit and ₹320 for milk by UPI. How many rupees are left in the account?
  4. 4.Aditya’s mother has ₹1200 in her bank account. She pays ₹220 for medicines and ₹100 for school books by UPI. How many rupees are left in the account?
  5. 5.A message says Vivaan has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  6. 6.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  7. 7.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  8. 8.Kavya’s mother has ₹1700 in her bank account. She pays ₹330 for school books and ₹280 for vegetables by UPI. How many rupees are left in the account?
  9. 9.Isha’s mother has ₹1200 in her bank account. She pays ₹220 for school books and ₹340 for milk by UPI. How many rupees are left in the account?
  10. 10.Saanvi’s mother has ₹2300 in her bank account. She pays ₹110 for medicines and ₹310 for milk by UPI. How many rupees are left in the account?
  11. 11.Ishaan sees that ₹5000 was sent to a wrong number by mistake. What should Ishaan do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  12. 12.Joseph gets a link: “Click now to win a phone worth ₹5000!” What should Joseph do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  13. 13.Kavya’s mother has ₹2800 in her bank account. She pays ₹50 for bread and ₹60 for medicines by UPI. How many rupees are left in the account?
  14. 14.Karan’s mother has ₹2900 in her bank account. She pays ₹400 for vegetables and ₹270 for a gas cylinder by UPI. How many rupees are left in the account?
  15. 15.A stranger asks Ishaan to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  16. 16.Ananya gets a link: “Click now to win a phone worth ₹10000!” What should Ananya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  17. 17.Meera’s mother has ₹1900 in her bank account. She pays ₹120 for fruit and ₹110 for bread by UPI. How many rupees are left in the account?
  18. 18.Kavya’s mother has ₹2800 in her bank account. She pays ₹380 for a gas cylinder and ₹270 for fruit by UPI. How many rupees are left in the account?
  19. 19.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  20. 20.Pooja’s mother has ₹2300 in her bank account. She pays ₹320 for fruit and ₹70 for vegetables by UPI. How many rupees are left in the account?
  21. 21.Pooja’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  22. 22.A stranger asks Kavya to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  23. 23.Kabir’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  24. 24.Ishaan sees that ₹50000 was sent to a wrong number by mistake. What should Ishaan do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  25. 25.Joseph’s mother has ₹2200 in her bank account. She pays ₹340 for fruit and ₹190 for vegetables by UPI. How many rupees are left in the account?
  26. 26.Priya gets a link: “Click now to win a phone worth ₹5000!” What should Priya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  27. 27.Someone online asks Karan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  28. 28.Kavya sees that ₹10000 was sent to a wrong number by mistake. What should Kavya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  29. 29.Gurpreet’s mother has ₹1100 in her bank account. She pays ₹80 for milk and ₹310 for medicines by UPI. How many rupees are left in the account?
  30. 30.Vivaan sees that ₹25000 was sent to a wrong number by mistake. What should Vivaan do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  31. 31.A message says Riya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  32. 32.Arjun’s mother has ₹1600 in her bank account. She pays ₹90 for medicines and ₹190 for fruit by UPI. How many rupees are left in the account?
  33. 33.A message says Lakshmi has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  34. 34.A stranger asks Saanvi to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  35. 35.Ishaan’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  36. 36.A stranger asks Sneha to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  37. 37.A message says Karan has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  38. 38.A stranger asks Sneha to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  39. 39.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  40. 40.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school

Answer key

  1. Ignore it, tell a parent
  2. No one
  3. 1420
  4. 880
  5. No PIN to receive money
  6. Never share the OTP
  7. Never share the OTP
  8. 1090
  9. 640
  10. 1880
  11. Tell a parent at once
  12. Ignore it, tell a parent
  13. 2690
  14. 2230
  15. Scanning a QR pays money
  16. Ignore it, tell a parent
  17. 1670
  18. 2150
  19. Never share the OTP
  20. 1910
  21. The name of the shop
  22. Scanning a QR pays money
  23. The name of the shop
  24. Tell a parent at once
  25. 1670
  26. Ignore it, tell a parent
  27. No one
  28. Tell a parent at once
  29. 710
  30. Tell a parent at once
  31. No PIN to receive money
  32. 1320
  33. No PIN to receive money
  34. Scanning a QR pays money
  35. The name of the shop
  36. Scanning a QR pays money
  37. No PIN to receive money
  38. Scanning a QR pays money
  39. Never share the OTP
  40. No one

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