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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 268 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Priya sees that ₹50000 was sent to a wrong number by mistake. What should Priya do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  2. 2.A message says Priya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  3. 3.A stranger asks Aditya to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  4. 4.Kavya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  5. 5.Aarav gets a link: “Click now to win a phone worth ₹2000!” What should Aarav do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  6. 6.Ananya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  7. 7.A stranger asks Sneha to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  8. 8.Rohan gets a link: “Click now to win a phone worth ₹500!” What should Rohan do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  9. 9.Arjun’s mother has ₹2600 in her bank account. She pays ₹260 for vegetables and ₹350 for medicines by UPI. How many rupees are left in the account?
  10. 10.Pooja sees that ₹1000 was sent to a wrong number by mistake. What should Pooja do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  11. 11.Manav sees that ₹5000 was sent to a wrong number by mistake. What should Manav do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  12. 12.Priya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  13. 13.A message says Joseph has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  14. 14.Rahul’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  15. 15.Arjun’s mother has ₹2700 in her bank account. She pays ₹100 for milk and ₹110 for medicines by UPI. How many rupees are left in the account?
  16. 16.Kabir’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  17. 17.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  18. 18.Kabir’s mother has ₹2700 in her bank account. She pays ₹290 for vegetables and ₹70 for bread by UPI. How many rupees are left in the account?
  19. 19.A stranger asks Tara to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  20. 20.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  21. 21.Manav’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  22. 22.Kabir sees that ₹25000 was sent to a wrong number by mistake. What should Kabir do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  23. 23.Riya sees that ₹2000 was sent to a wrong number by mistake. What should Riya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  24. 24.Lakshmi’s mother has ₹2100 in her bank account. She pays ₹80 for medicines and ₹320 for milk by UPI. How many rupees are left in the account?
  25. 25.Aditya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  26. 26.A message says Rahul has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  27. 27.A message says Riya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  28. 28.Pooja’s mother has ₹1500 in her bank account. She pays ₹100 for bread and ₹290 for milk by UPI. How many rupees are left in the account?
  29. 29.A message says Kabir has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  30. 30.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  31. 31.A message says Diya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  32. 32.Aarav gets a link: “Click now to win a phone worth ₹50000!” What should Aarav do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  33. 33.A message says Tara has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  34. 34.Diya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  35. 35.A stranger asks Pooja to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  36. 36.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  37. 37.A stranger asks Ishaan to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  38. 38.Sneha gets a link: “Click now to win a phone worth ₹10000!” What should Sneha do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  39. 39.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  40. 40.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out

Answer key

  1. Tell a parent at once
  2. No PIN to receive money
  3. Scanning a QR pays money
  4. The name of the shop
  5. Ignore it, tell a parent
  6. The name and amount
  7. Scanning a QR pays money
  8. Ignore it, tell a parent
  9. 1990
  10. Tell a parent at once
  11. Tell a parent at once
  12. The name and amount
  13. No PIN to receive money
  14. The name and amount
  15. 2490
  16. The name and amount
  17. Never share the OTP
  18. 2340
  19. Scanning a QR pays money
  20. Never share the OTP
  21. The name and amount
  22. Tell a parent at once
  23. Tell a parent at once
  24. 1700
  25. The name of the shop
  26. No PIN to receive money
  27. No PIN to receive money
  28. 1110
  29. No PIN to receive money
  30. No one
  31. No PIN to receive money
  32. Ignore it, tell a parent
  33. No PIN to receive money
  34. The name and amount
  35. Scanning a QR pays money
  36. Never share the OTP
  37. Scanning a QR pays money
  38. Ignore it, tell a parent
  39. Never share the OTP
  40. Never share the OTP

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