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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 269 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  2. 2.A message says Farhan has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  3. 3.Rahul sees that ₹1000 was sent to a wrong number by mistake. What should Rahul do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  4. 4.Pooja’s mother has ₹3000 in her bank account. She pays ₹240 for fruit and ₹60 for bread by UPI. How many rupees are left in the account?
  5. 5.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  6. 6.Riya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  7. 7.Gurpreet gets a link: “Click now to win a phone worth ₹25000!” What should Gurpreet do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  8. 8.A message says Pooja has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  9. 9.A stranger asks Saanvi to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  10. 10.Saanvi gets a link: “Click now to win a phone worth ₹1000!” What should Saanvi do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  11. 11.Farhan’s mother has ₹2800 in her bank account. She pays ₹110 for bread and ₹60 for fruit by UPI. How many rupees are left in the account?
  12. 12.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  13. 13.Aditya’s mother has ₹1900 in her bank account. She pays ₹250 for fruit and ₹130 for bread by UPI. How many rupees are left in the account?
  14. 14.Aditya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  15. 15.Sneha’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  16. 16.Aditya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  17. 17.Karan sees that ₹5000 was sent to a wrong number by mistake. What should Karan do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  18. 18.Kavya’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  19. 19.A message says Zoya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  20. 20.A stranger asks Riya to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  21. 21.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  22. 22.A message says Manav has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  23. 23.A stranger asks Farhan to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  24. 24.Aarav gets a link: “Click now to win a phone worth ₹5000!” What should Aarav do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  25. 25.Rohan sees that ₹500 was sent to a wrong number by mistake. What should Rohan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  26. 26.Sneha’s mother has ₹2900 in her bank account. She pays ₹50 for a gas cylinder and ₹260 for fruit by UPI. How many rupees are left in the account?
  27. 27.Isha sees that ₹25000 was sent to a wrong number by mistake. What should Isha do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  28. 28.Lakshmi’s mother has ₹1000 in her bank account. She pays ₹220 for fruit and ₹100 for school books by UPI. How many rupees are left in the account?
  29. 29.Kavya sees that ₹2000 was sent to a wrong number by mistake. What should Kavya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  30. 30.Kabir’s mother has ₹3000 in her bank account. She pays ₹50 for school books and ₹290 for fruit by UPI. How many rupees are left in the account?
  31. 31.Diya’s mother has ₹1700 in her bank account. She pays ₹280 for a gas cylinder and ₹70 for milk by UPI. How many rupees are left in the account?
  32. 32.A stranger asks Pooja to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  33. 33.Tara’s mother has ₹1600 in her bank account. She pays ₹350 for milk and ₹90 for fruit by UPI. How many rupees are left in the account?
  34. 34.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  35. 35.Priya sees that ₹25000 was sent to a wrong number by mistake. What should Priya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  36. 36.Farhan’s mother has ₹3000 in her bank account. She pays ₹130 for milk and ₹60 for a gas cylinder by UPI. How many rupees are left in the account?
  37. 37.Zoya’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  38. 38.Rahul gets a link: “Click now to win a phone worth ₹10000!” What should Rahul do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  39. 39.A message says Karan has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  40. 40.Pooja’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all

Answer key

  1. Never share the OTP
  2. No PIN to receive money
  3. Tell a parent at once
  4. 2700
  5. No one
  6. The name and amount
  7. Ignore it, tell a parent
  8. No PIN to receive money
  9. Scanning a QR pays money
  10. Ignore it, tell a parent
  11. 2630
  12. No one
  13. 1520
  14. The name of the shop
  15. The name and amount
  16. The name and amount
  17. Tell a parent at once
  18. The name and amount
  19. No PIN to receive money
  20. Scanning a QR pays money
  21. No one
  22. No PIN to receive money
  23. Scanning a QR pays money
  24. Ignore it, tell a parent
  25. Tell a parent at once
  26. 2590
  27. Tell a parent at once
  28. 680
  29. Tell a parent at once
  30. 2660
  31. 1350
  32. Scanning a QR pays money
  33. 1160
  34. No one
  35. Tell a parent at once
  36. 2810
  37. The name and amount
  38. Ignore it, tell a parent
  39. No PIN to receive money
  40. The name and amount

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