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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 270 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A message says Sneha has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  2. 2.Saanvi gets a link: “Click now to win a phone worth ₹2000!” What should Saanvi do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  3. 3.Ishaan’s mother has ₹1500 in her bank account. She pays ₹180 for medicines and ₹320 for vegetables by UPI. How many rupees are left in the account?
  4. 4.Gurpreet’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  5. 5.A stranger asks Farhan to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  6. 6.Ananya’s mother has ₹2500 in her bank account. She pays ₹330 for school books and ₹280 for milk by UPI. How many rupees are left in the account?
  7. 7.Tara’s mother has ₹1800 in her bank account. She pays ₹280 for vegetables and ₹210 for school books by UPI. How many rupees are left in the account?
  8. 8.Isha’s mother has ₹1200 in her bank account. She pays ₹160 for medicines and ₹140 for bread by UPI. How many rupees are left in the account?
  9. 9.Pooja’s mother has ₹1600 in her bank account. She pays ₹310 for vegetables and ₹340 for milk by UPI. How many rupees are left in the account?
  10. 10.A message says Tara has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  11. 11.Meera gets a link: “Click now to win a phone worth ₹1000!” What should Meera do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  12. 12.Vivaan’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  13. 13.Karan’s mother has ₹3000 in her bank account. She pays ₹60 for vegetables and ₹280 for bread by UPI. How many rupees are left in the account?
  14. 14.Someone online asks Farhan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  15. 15.Joseph’s mother has ₹2500 in her bank account. She pays ₹380 for vegetables and ₹120 for a gas cylinder by UPI. How many rupees are left in the account?
  16. 16.Rohan’s mother has ₹2700 in her bank account. She pays ₹50 for school books and ₹210 for milk by UPI. How many rupees are left in the account?
  17. 17.Arjun’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  18. 18.Arjun sees that ₹5000 was sent to a wrong number by mistake. What should Arjun do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  19. 19.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  20. 20.A stranger asks Karan to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  21. 21.Farhan sees that ₹5000 was sent to a wrong number by mistake. What should Farhan do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  22. 22.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  23. 23.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  24. 24.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  25. 25.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  26. 26.A message says Ananya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  27. 27.Kabir’s mother has ₹1700 in her bank account. She pays ₹130 for vegetables and ₹100 for a gas cylinder by UPI. How many rupees are left in the account?
  28. 28.Ishaan’s mother has ₹3000 in her bank account. She pays ₹250 for bread and ₹190 for medicines by UPI. How many rupees are left in the account?
  29. 29.A message says Vivaan has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  30. 30.Vivaan’s mother has ₹1600 in her bank account. She pays ₹170 for bread and ₹120 for a gas cylinder by UPI. How many rupees are left in the account?
  31. 31.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  32. 32.A message says Aditya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  33. 33.A stranger asks Rahul to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  34. 34.Lakshmi’s mother has ₹1900 in her bank account. She pays ₹390 for vegetables and ₹330 for medicines by UPI. How many rupees are left in the account?
  35. 35.A stranger asks Aditya to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  36. 36.A message says Priya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  37. 37.Isha’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  38. 38.Isha gets a link: “Click now to win a phone worth ₹50000!” What should Isha do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  39. 39.Ananya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  40. 40.Sneha’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all

Answer key

  1. No PIN to receive money
  2. Ignore it, tell a parent
  3. 1000
  4. The name and amount
  5. Scanning a QR pays money
  6. 1890
  7. 1310
  8. 900
  9. 950
  10. No PIN to receive money
  11. Ignore it, tell a parent
  12. The name and amount
  13. 2660
  14. No one
  15. 2000
  16. 2440
  17. The name and amount
  18. Tell a parent at once
  19. Never share the OTP
  20. Scanning a QR pays money
  21. Tell a parent at once
  22. No one
  23. No one
  24. No one
  25. No one
  26. No PIN to receive money
  27. 1470
  28. 2560
  29. No PIN to receive money
  30. 1310
  31. No one
  32. No PIN to receive money
  33. Scanning a QR pays money
  34. 1180
  35. Scanning a QR pays money
  36. No PIN to receive money
  37. The name and amount
  38. Ignore it, tell a parent
  39. The name and amount
  40. The name and amount

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