Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 28 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Someone online asks Riya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
2. 2.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
3. 3.Riya’s mother has ₹2200 in her bank account. She pays ₹170 for school books and ₹210 for medicines by UPI. How many rupees are left in the account?
4. 4.Ananya gets a link: “Click now to win a phone worth ₹500!” What should Ananya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
5. 5.Joseph’s mother has ₹1700 in her bank account. She pays ₹280 for vegetables and ₹290 for medicines by UPI. How many rupees are left in the account?
6. 6.A message says Rahul has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
7. 7.Ananya gets a link: “Click now to win a phone worth ₹10000!” What should Ananya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
8. 8.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
9. 9.A message says Diya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
10. 10.Joseph’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
11. 11.A message says Priya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
12. 12.A stranger asks Zoya to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
13. 13.Pooja’s mother has ₹2800 in her bank account. She pays ₹120 for medicines and ₹100 for milk by UPI. How many rupees are left in the account?
14. 14.A message says Manav has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
15. 15.Farhan sees that ₹10000 was sent to a wrong number by mistake. What should Farhan do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
16. 16.A message says Ishaan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
17. 17.Farhan’s mother has ₹1200 in her bank account. She pays ₹70 for vegetables and ₹350 for bread by UPI. How many rupees are left in the account?
18. 18.Sneha’s mother has ₹2500 in her bank account. She pays ₹180 for medicines and ₹250 for vegetables by UPI. How many rupees are left in the account?
19. 19.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
20. 20.Saanvi’s mother has ₹2100 in her bank account. She pays ₹150 for vegetables and ₹220 for school books by UPI. How many rupees are left in the account?
21. 21.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
22. 22.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
23. 23.A message says Saanvi has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
24. 24.Aditya’s mother has ₹1600 in her bank account. She pays ₹360 for school books and ₹310 for milk by UPI. How many rupees are left in the account?
25. 25.A message says Lakshmi has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
26. 26.A message says Rohan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
27. 27.Saanvi gets a link: “Click now to win a phone worth ₹500!” What should Saanvi do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
28. 28.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
29. 29.Ananya sees that ₹5000 was sent to a wrong number by mistake. What should Ananya do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
30. 30.A message says Aarav has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
31. 31.Isha gets a link: “Click now to win a phone worth ₹10000!” What should Isha do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
32. 32.Ananya sees that ₹2000 was sent to a wrong number by mistake. What should Ananya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
33. 33.Zoya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
34. 34.Aarav sees that ₹1000 was sent to a wrong number by mistake. What should Aarav do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
35. 35.Meera’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
36. 36.Farhan’s mother has ₹2800 in her bank account. She pays ₹230 for vegetables and ₹230 for a gas cylinder by UPI. How many rupees are left in the account?
37. 37.A message says Ananya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
38. 38.Rahul’s mother has ₹1200 in her bank account. She pays ₹60 for a gas cylinder and ₹250 for fruit by UPI. How many rupees are left in the account?
39. 39.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
40. 40.Zoya’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code

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