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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 271 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Diya sees that ₹1000 was sent to a wrong number by mistake. What should Diya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  2. 2.Meera sees that ₹1000 was sent to a wrong number by mistake. What should Meera do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  3. 3.Nisha’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  4. 4.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  5. 5.Karan’s mother has ₹1200 in her bank account. She pays ₹390 for fruit and ₹340 for a gas cylinder by UPI. How many rupees are left in the account?
  6. 6.Nisha’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  7. 7.Priya’s mother has ₹2800 in her bank account. She pays ₹210 for fruit and ₹390 for vegetables by UPI. How many rupees are left in the account?
  8. 8.A message says Zoya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  9. 9.Meera’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  10. 10.Diya’s mother has ₹1400 in her bank account. She pays ₹300 for fruit and ₹320 for medicines by UPI. How many rupees are left in the account?
  11. 11.Sneha’s mother has ₹2700 in her bank account. She pays ₹230 for fruit and ₹50 for milk by UPI. How many rupees are left in the account?
  12. 12.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  13. 13.Pooja’s mother has ₹1200 in her bank account. She pays ₹110 for a gas cylinder and ₹200 for school books by UPI. How many rupees are left in the account?
  14. 14.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  15. 15.Meera’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  16. 16.Riya’s mother has ₹2500 in her bank account. She pays ₹380 for fruit and ₹150 for milk by UPI. How many rupees are left in the account?
  17. 17.Riya gets a link: “Click now to win a phone worth ₹2000!” What should Riya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  18. 18.Nisha gets a link: “Click now to win a phone worth ₹25000!” What should Nisha do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  19. 19.Pooja’s mother has ₹2200 in her bank account. She pays ₹100 for medicines and ₹310 for vegetables by UPI. How many rupees are left in the account?
  20. 20.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  21. 21.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  22. 22.Riya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  23. 23.Farhan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  24. 24.Zoya gets a link: “Click now to win a phone worth ₹50000!” What should Zoya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  25. 25.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  26. 26.Isha gets a link: “Click now to win a phone worth ₹25000!” What should Isha do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  27. 27.Riya sees that ₹25000 was sent to a wrong number by mistake. What should Riya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  28. 28.Ananya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  29. 29.Dev gets a link: “Click now to win a phone worth ₹500!” What should Dev do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  30. 30.A stranger asks Rohan to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  31. 31.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  32. 32.Meera gets a link: “Click now to win a phone worth ₹500!” What should Meera do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  33. 33.Rohan’s mother has ₹3000 in her bank account. She pays ₹220 for medicines and ₹60 for fruit by UPI. How many rupees are left in the account?
  34. 34.A message says Diya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  35. 35.Gurpreet’s mother has ₹1800 in her bank account. She pays ₹120 for fruit and ₹80 for school books by UPI. How many rupees are left in the account?
  36. 36.Ishaan’s mother has ₹1100 in her bank account. She pays ₹170 for vegetables and ₹140 for school books by UPI. How many rupees are left in the account?
  37. 37.Kavya’s mother has ₹1200 in her bank account. She pays ₹120 for fruit and ₹120 for milk by UPI. How many rupees are left in the account?
  38. 38.Priya gets a link: “Click now to win a phone worth ₹1000!” What should Priya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  39. 39.A stranger asks Manav to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  40. 40.Vivaan’s mother has ₹1800 in her bank account. She pays ₹360 for vegetables and ₹390 for fruit by UPI. How many rupees are left in the account?

Answer key

  1. Tell a parent at once
  2. Tell a parent at once
  3. The name and amount
  4. No one
  5. 470
  6. The name of the shop
  7. 2200
  8. No PIN to receive money
  9. The name of the shop
  10. 780
  11. 2420
  12. No one
  13. 890
  14. Never share the OTP
  15. The name and amount
  16. 1970
  17. Ignore it, tell a parent
  18. Ignore it, tell a parent
  19. 1790
  20. Never share the OTP
  21. Never share the OTP
  22. The name of the shop
  23. The name and amount
  24. Ignore it, tell a parent
  25. No one
  26. Ignore it, tell a parent
  27. Tell a parent at once
  28. The name of the shop
  29. Ignore it, tell a parent
  30. Scanning a QR pays money
  31. Never share the OTP
  32. Ignore it, tell a parent
  33. 2720
  34. No PIN to receive money
  35. 1600
  36. 790
  37. 960
  38. Ignore it, tell a parent
  39. Scanning a QR pays money
  40. 1050

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