Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 272 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Gurpreet sees that ₹500 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
2. 2.Meera’s mother has ₹2400 in her bank account. She pays ₹210 for school books and ₹280 for bread by UPI. How many rupees are left in the account?
3. 3.Meera sees that ₹10000 was sent to a wrong number by mistake. What should Meera do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
4. 4.A message says Zoya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
5. 5.Arjun’s mother has ₹1300 in her bank account. She pays ₹60 for school books and ₹100 for a gas cylinder by UPI. How many rupees are left in the account?
6. 6.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
7. 7.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
8. 8.A stranger asks Rahul to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
9. 9.A stranger asks Nisha to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
10. 10.Priya’s mother has ₹1900 in her bank account. She pays ₹100 for medicines and ₹210 for a gas cylinder by UPI. How many rupees are left in the account?
11. 11.Gurpreet gets a link: “Click now to win a phone worth ₹10000!” What should Gurpreet do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
12. 12.A stranger asks Riya to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
13. 13.Pooja’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
14. 14.A message says Manav has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
15. 15.A stranger asks Diya to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
16. 16.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
17. 17.A stranger asks Farhan to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
18. 18.A stranger asks Meera to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
19. 19.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
20. 20.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
21. 21.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
22. 22.Dev’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
23. 23.Farhan’s mother has ₹3000 in her bank account. She pays ₹200 for medicines and ₹370 for vegetables by UPI. How many rupees are left in the account?
24. 24.Aarav’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
25. 25.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
26. 26.A message says Gurpreet has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
27. 27.Karan’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
28. 28.Aditya’s mother has ₹2800 in her bank account. She pays ₹300 for milk and ₹310 for vegetables by UPI. How many rupees are left in the account?
29. 29.Manav’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
30. 30.A stranger asks Saanvi to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
31. 31.Riya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
32. 32.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
33. 33.Aarav’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
34. 34.Pooja sees that ₹500 was sent to a wrong number by mistake. What should Pooja do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
35. 35.Diya’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
36. 36.Sneha’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
37. 37.A stranger asks Zoya to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
38. 38.Rohan’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
39. 39.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
40. 40.Farhan gets a link: “Click now to win a phone worth ₹1000!” What should Farhan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent

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