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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 273 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  2. 2.Karan gets a link: “Click now to win a phone worth ₹25000!” What should Karan do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  3. 3.Pooja’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  4. 4.Nisha’s mother has ₹1400 in her bank account. She pays ₹80 for bread and ₹100 for vegetables by UPI. How many rupees are left in the account?
  5. 5.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  6. 6.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  7. 7.Tara sees that ₹5000 was sent to a wrong number by mistake. What should Tara do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  8. 8.Kavya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  9. 9.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  10. 10.Manav’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  11. 11.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  12. 12.Rahul’s mother has ₹2300 in her bank account. She pays ₹390 for a gas cylinder and ₹80 for bread by UPI. How many rupees are left in the account?
  13. 13.A message says Aditya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  14. 14.Pooja sees that ₹1000 was sent to a wrong number by mistake. What should Pooja do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  15. 15.A stranger asks Aarav to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  16. 16.Diya’s mother has ₹2200 in her bank account. She pays ₹340 for fruit and ₹110 for vegetables by UPI. How many rupees are left in the account?
  17. 17.Kabir’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  18. 18.Aditya’s mother has ₹2000 in her bank account. She pays ₹290 for bread and ₹180 for fruit by UPI. How many rupees are left in the account?
  19. 19.Diya’s mother has ₹1500 in her bank account. She pays ₹380 for milk and ₹230 for a gas cylinder by UPI. How many rupees are left in the account?
  20. 20.Joseph sees that ₹10000 was sent to a wrong number by mistake. What should Joseph do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  21. 21.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  22. 22.Priya’s mother has ₹1400 in her bank account. She pays ₹330 for school books and ₹370 for milk by UPI. How many rupees are left in the account?
  23. 23.Ananya’s mother has ₹2000 in her bank account. She pays ₹60 for fruit and ₹80 for vegetables by UPI. How many rupees are left in the account?
  24. 24.Aarav gets a link: “Click now to win a phone worth ₹50000!” What should Aarav do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  25. 25.A stranger asks Karan to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  26. 26.A message says Diya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  27. 27.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  28. 28.Ananya’s mother has ₹2900 in her bank account. She pays ₹380 for a gas cylinder and ₹330 for vegetables by UPI. How many rupees are left in the account?
  29. 29.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  30. 30.Gurpreet’s mother has ₹1800 in her bank account. She pays ₹240 for vegetables and ₹50 for milk by UPI. How many rupees are left in the account?
  31. 31.Karan sees that ₹50000 was sent to a wrong number by mistake. What should Karan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  32. 32.A message says Joseph has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  33. 33.A message says Riya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  34. 34.Vivaan’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  35. 35.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  36. 36.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  37. 37.Saanvi’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  38. 38.Ananya’s mother has ₹1200 in her bank account. She pays ₹220 for fruit and ₹350 for bread by UPI. How many rupees are left in the account?
  39. 39.Sneha’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  40. 40.Rahul gets a link: “Click now to win a phone worth ₹2000!” What should Rahul do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends

Answer key

  1. Never share the OTP
  2. Ignore it, tell a parent
  3. The name and amount
  4. 1220
  5. Never share the OTP
  6. No one
  7. Tell a parent at once
  8. The name and amount
  9. No one
  10. The name and amount
  11. Never share the OTP
  12. 1830
  13. No PIN to receive money
  14. Tell a parent at once
  15. Scanning a QR pays money
  16. 1750
  17. The name of the shop
  18. 1530
  19. 890
  20. Tell a parent at once
  21. No one
  22. 700
  23. 1860
  24. Ignore it, tell a parent
  25. Scanning a QR pays money
  26. No PIN to receive money
  27. Never share the OTP
  28. 2190
  29. Never share the OTP
  30. 1510
  31. Tell a parent at once
  32. No PIN to receive money
  33. No PIN to receive money
  34. The name and amount
  35. Never share the OTP
  36. No one
  37. The name and amount
  38. 630
  39. The name and amount
  40. Ignore it, tell a parent

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