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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 274 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  2. 2.Diya’s mother has ₹1200 in her bank account. She pays ₹340 for milk and ₹150 for medicines by UPI. How many rupees are left in the account?
  3. 3.A stranger asks Zoya to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  4. 4.Meera’s mother has ₹2900 in her bank account. She pays ₹210 for a gas cylinder and ₹110 for medicines by UPI. How many rupees are left in the account?
  5. 5.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  6. 6.A message says Farhan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  7. 7.Sneha’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  8. 8.Gurpreet’s mother has ₹1400 in her bank account. She pays ₹280 for milk and ₹70 for a gas cylinder by UPI. How many rupees are left in the account?
  9. 9.A stranger asks Dev to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  10. 10.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  11. 11.A message says Manav has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  12. 12.Joseph’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  13. 13.Rohan’s mother has ₹2600 in her bank account. She pays ₹360 for vegetables and ₹290 for a gas cylinder by UPI. How many rupees are left in the account?
  14. 14.Karan gets a link: “Click now to win a phone worth ₹1000!” What should Karan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  15. 15.Dev gets a link: “Click now to win a phone worth ₹1000!” What should Dev do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  16. 16.Sneha’s mother has ₹1500 in her bank account. She pays ₹150 for a gas cylinder and ₹90 for bread by UPI. How many rupees are left in the account?
  17. 17.Pooja’s mother has ₹3000 in her bank account. She pays ₹390 for school books and ₹110 for medicines by UPI. How many rupees are left in the account?
  18. 18.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  19. 19.A message says Ananya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  20. 20.Rahul gets a link: “Click now to win a phone worth ₹50000!” What should Rahul do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  21. 21.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  22. 22.Someone online asks Manav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  23. 23.Priya sees that ₹1000 was sent to a wrong number by mistake. What should Priya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  24. 24.Meera’s mother has ₹2300 in her bank account. She pays ₹140 for fruit and ₹240 for school books by UPI. How many rupees are left in the account?
  25. 25.Pooja gets a link: “Click now to win a phone worth ₹5000!” What should Pooja do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  26. 26.Nisha’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  27. 27.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  28. 28.Dev’s mother has ₹1700 in her bank account. She pays ₹360 for fruit and ₹240 for a gas cylinder by UPI. How many rupees are left in the account?
  29. 29.Aarav’s mother has ₹2800 in her bank account. She pays ₹140 for vegetables and ₹330 for fruit by UPI. How many rupees are left in the account?
  30. 30.Kavya gets a link: “Click now to win a phone worth ₹50000!” What should Kavya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  31. 31.Karan’s mother has ₹2300 in her bank account. She pays ₹290 for fruit and ₹390 for vegetables by UPI. How many rupees are left in the account?
  32. 32.Vivaan’s mother has ₹1600 in her bank account. She pays ₹180 for bread and ₹360 for fruit by UPI. How many rupees are left in the account?
  33. 33.A stranger asks Tara to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  34. 34.Meera’s mother has ₹2500 in her bank account. She pays ₹240 for milk and ₹100 for bread by UPI. How many rupees are left in the account?
  35. 35.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  36. 36.Diya sees that ₹500 was sent to a wrong number by mistake. What should Diya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  37. 37.Aarav sees that ₹25000 was sent to a wrong number by mistake. What should Aarav do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  38. 38.Pooja’s mother has ₹1600 in her bank account. She pays ₹290 for vegetables and ₹360 for medicines by UPI. How many rupees are left in the account?
  39. 39.Diya’s mother has ₹2000 in her bank account. She pays ₹350 for school books and ₹320 for vegetables by UPI. How many rupees are left in the account?
  40. 40.Vivaan’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour

Answer key

  1. Never share the OTP
  2. 710
  3. Scanning a QR pays money
  4. 2580
  5. No one
  6. No PIN to receive money
  7. The name and amount
  8. 1050
  9. Scanning a QR pays money
  10. Never share the OTP
  11. No PIN to receive money
  12. The name of the shop
  13. 1950
  14. Ignore it, tell a parent
  15. Ignore it, tell a parent
  16. 1260
  17. 2500
  18. Never share the OTP
  19. No PIN to receive money
  20. Ignore it, tell a parent
  21. Never share the OTP
  22. No one
  23. Tell a parent at once
  24. 1920
  25. Ignore it, tell a parent
  26. The name of the shop
  27. Never share the OTP
  28. 1100
  29. 2330
  30. Ignore it, tell a parent
  31. 1620
  32. 1060
  33. Scanning a QR pays money
  34. 2160
  35. No one
  36. Tell a parent at once
  37. Tell a parent at once
  38. 950
  39. 1330
  40. The name and amount

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