Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 275 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Isha gets a link: “Click now to win a phone worth ₹25000!” What should Isha do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
2. 2.A message says Aditya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
3. 3.A stranger asks Kavya to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
4. 4.Arjun sees that ₹2000 was sent to a wrong number by mistake. What should Arjun do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
5. 5.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
6. 6.Joseph’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
7. 7.Pooja sees that ₹1000 was sent to a wrong number by mistake. What should Pooja do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
8. 8.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
9. 9.Aditya gets a link: “Click now to win a phone worth ₹500!” What should Aditya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
10. 10.A stranger asks Joseph to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
11. 11.A message says Pooja has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
12. 12.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
13. 13.Arjun’s mother has ₹1000 in her bank account. She pays ₹90 for medicines and ₹370 for a gas cylinder by UPI. How many rupees are left in the account?
14. 14.Dev gets a link: “Click now to win a phone worth ₹50000!” What should Dev do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
15. 15.Ishaan gets a link: “Click now to win a phone worth ₹50000!” What should Ishaan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
16. 16.Isha’s mother has ₹2500 in her bank account. She pays ₹200 for fruit and ₹150 for milk by UPI. How many rupees are left in the account?
17. 17.Saanvi sees that ₹1000 was sent to a wrong number by mistake. What should Saanvi do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
18. 18.Karan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
19. 19.Saanvi’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
20. 20.Farhan’s mother has ₹2900 in her bank account. She pays ₹380 for vegetables and ₹180 for a gas cylinder by UPI. How many rupees are left in the account?
21. 21.Sneha’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
22. 22.Pooja’s mother has ₹1200 in her bank account. She pays ₹160 for medicines and ₹360 for vegetables by UPI. How many rupees are left in the account?
23. 23.Gurpreet gets a link: “Click now to win a phone worth ₹500!” What should Gurpreet do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
24. 24.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
25. 25.Saanvi gets a link: “Click now to win a phone worth ₹10000!” What should Saanvi do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
26. 26.A message says Rahul has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
27. 27.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
28. 28.Aditya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
29. 29.Tara’s mother has ₹1400 in her bank account. She pays ₹260 for vegetables and ₹390 for fruit by UPI. How many rupees are left in the account?
30. 30.Nisha gets a link: “Click now to win a phone worth ₹5000!” What should Nisha do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
31. 31.Ishaan sees that ₹1000 was sent to a wrong number by mistake. What should Ishaan do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
32. 32.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
33. 33.Lakshmi sees that ₹500 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
34. 34.A message says Zoya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
35. 35.A message says Priya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
36. 36.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
37. 37.Saanvi gets a link: “Click now to win a phone worth ₹500!” What should Saanvi do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
38. 38.Priya’s mother has ₹2800 in her bank account. She pays ₹370 for school books and ₹70 for vegetables by UPI. How many rupees are left in the account?
39. 39.Priya’s mother has ₹2500 in her bank account. She pays ₹330 for vegetables and ₹370 for fruit by UPI. How many rupees are left in the account?
40. 40.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out

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