Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 276 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.A stranger asks Diya to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
2. 2.A message says Lakshmi has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
3. 3.Diya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
4. 4.Rohan’s mother has ₹1300 in her bank account. She pays ₹220 for fruit and ₹90 for medicines by UPI. How many rupees are left in the account?
5. 5.A message says Nisha has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
6. 6.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
7. 7.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
8. 8.A stranger asks Ananya to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
9. 9.Pooja’s mother has ₹1900 in her bank account. She pays ₹80 for bread and ₹250 for a gas cylinder by UPI. How many rupees are left in the account?
10. 10.Vivaan gets a link: “Click now to win a phone worth ₹500!” What should Vivaan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
11. 11.Isha’s mother has ₹1400 in her bank account. She pays ₹230 for a gas cylinder and ₹260 for school books by UPI. How many rupees are left in the account?
12. 12.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
13. 13.Vivaan’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
14. 14.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
15. 15.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
16. 16.Joseph’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
17. 17.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
18. 18.Diya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
19. 19.Kabir’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
20. 20.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
21. 21.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
22. 22.Rohan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
23. 23.Zoya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
24. 24.Sneha sees that ₹25000 was sent to a wrong number by mistake. What should Sneha do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
25. 25.Diya’s mother has ₹1400 in her bank account. She pays ₹320 for milk and ₹120 for fruit by UPI. How many rupees are left in the account?
26. 26.Saanvi’s mother has ₹2200 in her bank account. She pays ₹210 for medicines and ₹50 for a gas cylinder by UPI. How many rupees are left in the account?
27. 27.A stranger asks Aarav to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
28. 28.Rohan’s mother has ₹1100 in her bank account. She pays ₹80 for bread and ₹350 for milk by UPI. How many rupees are left in the account?
29. 29.A message says Meera has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
30. 30.Saanvi sees that ₹500 was sent to a wrong number by mistake. What should Saanvi do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
31. 31.Sneha’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
32. 32.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
33. 33.Zoya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
34. 34.Farhan’s mother has ₹2600 in her bank account. She pays ₹160 for vegetables and ₹290 for bread by UPI. How many rupees are left in the account?
35. 35.A stranger asks Arjun to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
36. 36.Gurpreet’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
37. 37.Nisha’s mother has ₹2500 in her bank account. She pays ₹180 for fruit and ₹180 for a gas cylinder by UPI. How many rupees are left in the account?
38. 38.A stranger asks Nisha to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
39. 39.A stranger asks Meera to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
40. 40.Diya sees that ₹5000 was sent to a wrong number by mistake. What should Diya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once

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