Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 277 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
2. 2.A message says Joseph has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
3. 3.Riya gets a link: “Click now to win a phone worth ₹500!” What should Riya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
4. 4.A message says Priya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
5. 5.Sneha’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
6. 6.Sneha’s mother has ₹1600 in her bank account. She pays ₹140 for vegetables and ₹90 for bread by UPI. How many rupees are left in the account?
7. 7.Saanvi’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
8. 8.Diya gets a link: “Click now to win a phone worth ₹1000!” What should Diya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
9. 9.A message says Sneha has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
10. 10.A message says Priya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
11. 11.Dev’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
12. 12.Priya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
13. 13.Rohan sees that ₹1000 was sent to a wrong number by mistake. What should Rohan do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
14. 14.Joseph gets a link: “Click now to win a phone worth ₹5000!” What should Joseph do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
15. 15.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
16. 16.Manav sees that ₹1000 was sent to a wrong number by mistake. What should Manav do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
17. 17.Sneha’s mother has ₹2900 in her bank account. She pays ₹130 for bread and ₹70 for a gas cylinder by UPI. How many rupees are left in the account?
18. 18.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
19. 19.A message says Ishaan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
20. 20.A message says Rahul has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
21. 21.Isha’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
22. 22.Farhan gets a link: “Click now to win a phone worth ₹1000!” What should Farhan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
23. 23.Dev sees that ₹1000 was sent to a wrong number by mistake. What should Dev do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
24. 24.A message says Nisha has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
25. 25.A stranger asks Kavya to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
26. 26.Kavya gets a link: “Click now to win a phone worth ₹50000!” What should Kavya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
27. 27.Gurpreet’s mother has ₹1700 in her bank account. She pays ₹60 for bread and ₹130 for school books by UPI. How many rupees are left in the account?
28. 28.Farhan sees that ₹5000 was sent to a wrong number by mistake. What should Farhan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
29. 29.Lakshmi’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
30. 30.Farhan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
31. 31.Isha’s mother has ₹2200 in her bank account. She pays ₹210 for bread and ₹120 for a gas cylinder by UPI. How many rupees are left in the account?
32. 32.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
33. 33.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
34. 34.Manav’s mother has ₹1200 in her bank account. She pays ₹170 for bread and ₹60 for vegetables by UPI. How many rupees are left in the account?
35. 35.Aditya gets a link: “Click now to win a phone worth ₹1000!” What should Aditya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
36. 36.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
37. 37.Kavya’s mother has ₹1500 in her bank account. She pays ₹230 for bread and ₹400 for school books by UPI. How many rupees are left in the account?
38. 38.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
39. 39.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
40. 40.Aditya gets a link: “Click now to win a phone worth ₹50000!” What should Aditya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends

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