Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 278 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
2. 2.Arjun gets a link: “Click now to win a phone worth ₹10000!” What should Arjun do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
3. 3.Farhan’s mother has ₹1500 in her bank account. She pays ₹280 for school books and ₹310 for vegetables by UPI. How many rupees are left in the account?
4. 4.Pooja’s mother has ₹1300 in her bank account. She pays ₹80 for medicines and ₹190 for milk by UPI. How many rupees are left in the account?
5. 5.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
6. 6.Vivaan sees that ₹2000 was sent to a wrong number by mistake. What should Vivaan do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
7. 7.Isha’s mother has ₹1200 in her bank account. She pays ₹330 for medicines and ₹100 for milk by UPI. How many rupees are left in the account?
8. 8.Ishaan’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
9. 9.A message says Meera has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
10. 10.A stranger asks Ananya to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
11. 11.A message says Zoya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
12. 12.A stranger asks Kabir to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
13. 13.Saanvi’s mother has ₹1600 in her bank account. She pays ₹240 for bread and ₹60 for a gas cylinder by UPI. How many rupees are left in the account?
14. 14.Vivaan’s mother has ₹2500 in her bank account. She pays ₹230 for medicines and ₹330 for bread by UPI. How many rupees are left in the account?
15. 15.Someone online asks Pooja for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
16. 16.A message says Aditya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
17. 17.Aarav’s mother has ₹2800 in her bank account. She pays ₹60 for a gas cylinder and ₹270 for medicines by UPI. How many rupees are left in the account?
18. 18.Gurpreet’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
19. 19.A message says Rohan has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
20. 20.Rahul’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
21. 21.Kabir’s mother has ₹2700 in her bank account. She pays ₹330 for a gas cylinder and ₹200 for milk by UPI. How many rupees are left in the account?
22. 22.Tara’s mother has ₹2200 in her bank account. She pays ₹210 for a gas cylinder and ₹220 for medicines by UPI. How many rupees are left in the account?
23. 23.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
24. 24.Vivaan’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
25. 25.A stranger asks Manav to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
26. 26.Arjun gets a link: “Click now to win a phone worth ₹25000!” What should Arjun do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
27. 27.Kabir’s mother has ₹2600 in her bank account. She pays ₹310 for school books and ₹280 for vegetables by UPI. How many rupees are left in the account?
28. 28.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
29. 29.A stranger asks Diya to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
30. 30.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
31. 31.A stranger asks Gurpreet to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
32. 32.Zoya’s mother has ₹2000 in her bank account. She pays ₹140 for school books and ₹330 for medicines by UPI. How many rupees are left in the account?
33. 33.A message says Aarav has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
34. 34.Ananya’s mother has ₹1800 in her bank account. She pays ₹120 for milk and ₹120 for school books by UPI. How many rupees are left in the account?
35. 35.Dev’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
36. 36.Priya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
37. 37.Diya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
38. 38.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
39. 39.Rahul’s mother has ₹2400 in her bank account. She pays ₹300 for milk and ₹170 for vegetables by UPI. How many rupees are left in the account?
40. 40.Joseph’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour

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