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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 279 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Dev’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  2. 2.Ananya sees that ₹50000 was sent to a wrong number by mistake. What should Ananya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  3. 3.A message says Diya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  4. 4.Riya’s mother has ₹2900 in her bank account. She pays ₹160 for vegetables and ₹110 for school books by UPI. How many rupees are left in the account?
  5. 5.Manav’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  6. 6.A message says Gurpreet has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  7. 7.A stranger asks Pooja to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  8. 8.Dev’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  9. 9.Kabir’s mother has ₹1000 in her bank account. She pays ₹130 for school books and ₹330 for a gas cylinder by UPI. How many rupees are left in the account?
  10. 10.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  11. 11.Ishaan’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  12. 12.Diya gets a link: “Click now to win a phone worth ₹50000!” What should Diya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  13. 13.Priya’s mother has ₹1200 in her bank account. She pays ₹210 for bread and ₹90 for milk by UPI. How many rupees are left in the account?
  14. 14.Isha’s mother has ₹1000 in her bank account. She pays ₹220 for a gas cylinder and ₹90 for vegetables by UPI. How many rupees are left in the account?
  15. 15.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  16. 16.Ishaan gets a link: “Click now to win a phone worth ₹500!” What should Ishaan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  17. 17.Vivaan sees that ₹500 was sent to a wrong number by mistake. What should Vivaan do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  18. 18.Aditya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  19. 19.Rohan’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  20. 20.Lakshmi’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  21. 21.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  22. 22.Kavya’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  23. 23.Aarav sees that ₹500 was sent to a wrong number by mistake. What should Aarav do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  24. 24.Isha gets a link: “Click now to win a phone worth ₹500!” What should Isha do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  25. 25.Vivaan’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  26. 26.Karan gets a link: “Click now to win a phone worth ₹25000!” What should Karan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  27. 27.Nisha’s mother has ₹1000 in her bank account. She pays ₹140 for milk and ₹380 for medicines by UPI. How many rupees are left in the account?
  28. 28.Someone online asks Riya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  29. 29.A stranger asks Manav to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  30. 30.A message says Dev has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  31. 31.Meera sees that ₹1000 was sent to a wrong number by mistake. What should Meera do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  32. 32.Rohan gets a link: “Click now to win a phone worth ₹50000!” What should Rohan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  33. 33.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  34. 34.Nisha’s mother has ₹1200 in her bank account. She pays ₹320 for milk and ₹80 for fruit by UPI. How many rupees are left in the account?
  35. 35.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  36. 36.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  37. 37.Sneha’s mother has ₹1400 in her bank account. She pays ₹370 for bread and ₹320 for vegetables by UPI. How many rupees are left in the account?
  38. 38.Meera gets a link: “Click now to win a phone worth ₹2000!” What should Meera do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  39. 39.Farhan gets a link: “Click now to win a phone worth ₹5000!” What should Farhan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  40. 40.A stranger asks Tara to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money

Answer key

  1. The name and amount
  2. Tell a parent at once
  3. No PIN to receive money
  4. 2630
  5. The name and amount
  6. No PIN to receive money
  7. Scanning a QR pays money
  8. The name and amount
  9. 540
  10. No one
  11. The name and amount
  12. Ignore it, tell a parent
  13. 900
  14. 690
  15. Never share the OTP
  16. Ignore it, tell a parent
  17. Tell a parent at once
  18. The name of the shop
  19. The name and amount
  20. The name and amount
  21. No one
  22. The name and amount
  23. Tell a parent at once
  24. Ignore it, tell a parent
  25. The name of the shop
  26. Ignore it, tell a parent
  27. 480
  28. No one
  29. Scanning a QR pays money
  30. No PIN to receive money
  31. Tell a parent at once
  32. Ignore it, tell a parent
  33. Never share the OTP
  34. 800
  35. Never share the OTP
  36. No one
  37. 710
  38. Ignore it, tell a parent
  39. Ignore it, tell a parent
  40. Scanning a QR pays money

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