Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 280 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.A message says Pooja has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
2. 2.Zoya gets a link: “Click now to win a phone worth ₹50000!” What should Zoya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
3. 3.Aditya’s mother has ₹1900 in her bank account. She pays ₹300 for a gas cylinder and ₹160 for vegetables by UPI. How many rupees are left in the account?
4. 4.Nisha’s mother has ₹2800 in her bank account. She pays ₹70 for milk and ₹130 for fruit by UPI. How many rupees are left in the account?
5. 5.Nisha’s mother has ₹3000 in her bank account. She pays ₹90 for milk and ₹110 for a gas cylinder by UPI. How many rupees are left in the account?
6. 6.Karan sees that ₹5000 was sent to a wrong number by mistake. What should Karan do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
7. 7.Saanvi’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
8. 8.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
9. 9.A message says Joseph has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
10. 10.Farhan sees that ₹5000 was sent to a wrong number by mistake. What should Farhan do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
11. 11.Joseph sees that ₹50000 was sent to a wrong number by mistake. What should Joseph do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
12. 12.Ananya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
13. 13.Ananya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
14. 14.Nisha sees that ₹10000 was sent to a wrong number by mistake. What should Nisha do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
15. 15.Arjun’s mother has ₹1200 in her bank account. She pays ₹230 for fruit and ₹80 for milk by UPI. How many rupees are left in the account?
16. 16.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
17. 17.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
18. 18.Nisha’s mother has ₹2400 in her bank account. She pays ₹110 for vegetables and ₹80 for fruit by UPI. How many rupees are left in the account?
19. 19.Meera’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
20. 20.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
21. 21.Ananya’s mother has ₹1600 in her bank account. She pays ₹260 for a gas cylinder and ₹340 for fruit by UPI. How many rupees are left in the account?
22. 22.Sneha gets a link: “Click now to win a phone worth ₹500!” What should Sneha do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
23. 23.Ishaan’s mother has ₹1000 in her bank account. She pays ₹250 for school books and ₹150 for milk by UPI. How many rupees are left in the account?
24. 24.Vivaan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
25. 25.A message says Farhan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
26. 26.Rahul’s mother has ₹2700 in her bank account. She pays ₹280 for vegetables and ₹130 for medicines by UPI. How many rupees are left in the account?
27. 27.Zoya’s mother has ₹1400 in her bank account. She pays ₹390 for bread and ₹320 for vegetables by UPI. How many rupees are left in the account?
28. 28.Lakshmi gets a link: “Click now to win a phone worth ₹5000!” What should Lakshmi do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
29. 29.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
30. 30.Dev sees that ₹50000 was sent to a wrong number by mistake. What should Dev do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
31. 31.Nisha’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
32. 32.Vivaan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
33. 33.Ananya’s mother has ₹2200 in her bank account. She pays ₹170 for medicines and ₹230 for a gas cylinder by UPI. How many rupees are left in the account?
34. 34.Someone online asks Manav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
35. 35.A message says Rohan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
36. 36.A message says Riya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
37. 37.Rohan sees that ₹25000 was sent to a wrong number by mistake. What should Rohan do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
38. 38.Manav’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
39. 39.Dev’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
40. 40.Joseph’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all

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