Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 29 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Diya’s mother has ₹2300 in her bank account. She pays ₹130 for school books and ₹310 for a gas cylinder by UPI. How many rupees are left in the account?
2. 2.Ananya’s mother has ₹2000 in her bank account. She pays ₹390 for vegetables and ₹130 for school books by UPI. How many rupees are left in the account?
3. 3.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
4. 4.A message says Vivaan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
5. 5.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
6. 6.Farhan’s mother has ₹1300 in her bank account. She pays ₹310 for school books and ₹90 for milk by UPI. How many rupees are left in the account?
7. 7.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
8. 8.A stranger asks Priya to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
9. 9.Ishaan’s mother has ₹2000 in her bank account. She pays ₹280 for fruit and ₹330 for milk by UPI. How many rupees are left in the account?
10. 10.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
11. 11.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
12. 12.Pooja gets a link: “Click now to win a phone worth ₹500!” What should Pooja do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
13. 13.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
14. 14.Rohan gets a link: “Click now to win a phone worth ₹25000!” What should Rohan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
15. 15.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
16. 16.A message says Nisha has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
17. 17.Lakshmi’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
18. 18.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
19. 19.Dev sees that ₹50000 was sent to a wrong number by mistake. What should Dev do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
20. 20.A message says Kabir has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
21. 21.Gurpreet gets a link: “Click now to win a phone worth ₹50000!” What should Gurpreet do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
22. 22.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
23. 23.Aditya sees that ₹500 was sent to a wrong number by mistake. What should Aditya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
24. 24.A message says Rohan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
25. 25.Kabir’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
26. 26.Vivaan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
27. 27.Vivaan’s mother has ₹2700 in her bank account. She pays ₹310 for milk and ₹220 for bread by UPI. How many rupees are left in the account?
28. 28.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
29. 29.Vivaan sees that ₹50000 was sent to a wrong number by mistake. What should Vivaan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
30. 30.Meera’s mother has ₹1000 in her bank account. She pays ₹130 for a gas cylinder and ₹180 for medicines by UPI. How many rupees are left in the account?
31. 31.A message says Aditya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
32. 32.A message says Rohan has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
33. 33.Karan sees that ₹50000 was sent to a wrong number by mistake. What should Karan do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
34. 34.Diya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
35. 35.Kavya’s mother has ₹1900 in her bank account. She pays ₹320 for school books and ₹230 for vegetables by UPI. How many rupees are left in the account?
36. 36.A message says Diya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
37. 37.Vivaan gets a link: “Click now to win a phone worth ₹1000!” What should Vivaan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
38. 38.Nisha gets a link: “Click now to win a phone worth ₹10000!” What should Nisha do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
39. 39.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
40. 40.A stranger asks Tara to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe

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