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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 281 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A stranger asks Diya to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  2. 2.A message says Dev has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  3. 3.Arjun’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  4. 4.Joseph gets a link: “Click now to win a phone worth ₹500!” What should Joseph do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  5. 5.Diya’s mother has ₹2000 in her bank account. She pays ₹310 for vegetables and ₹280 for fruit by UPI. How many rupees are left in the account?
  6. 6.A stranger asks Rohan to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  7. 7.Priya sees that ₹1000 was sent to a wrong number by mistake. What should Priya do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  8. 8.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  9. 9.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  10. 10.Tara’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  11. 11.Saanvi’s mother has ₹1100 in her bank account. She pays ₹70 for milk and ₹70 for vegetables by UPI. How many rupees are left in the account?
  12. 12.Karan’s mother has ₹1400 in her bank account. She pays ₹130 for school books and ₹170 for milk by UPI. How many rupees are left in the account?
  13. 13.Dev’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  14. 14.Rahul’s mother has ₹1700 in her bank account. She pays ₹240 for milk and ₹60 for bread by UPI. How many rupees are left in the account?
  15. 15.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  16. 16.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  17. 17.Priya’s mother has ₹1300 in her bank account. She pays ₹70 for medicines and ₹160 for vegetables by UPI. How many rupees are left in the account?
  18. 18.Ishaan’s mother has ₹2500 in her bank account. She pays ₹390 for medicines and ₹330 for vegetables by UPI. How many rupees are left in the account?
  19. 19.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  20. 20.Saanvi’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  21. 21.Aarav’s mother has ₹2300 in her bank account. She pays ₹250 for bread and ₹280 for milk by UPI. How many rupees are left in the account?
  22. 22.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  23. 23.Lakshmi’s mother has ₹1100 in her bank account. She pays ₹150 for vegetables and ₹270 for medicines by UPI. How many rupees are left in the account?
  24. 24.Nisha’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  25. 25.A stranger asks Sneha to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  26. 26.Joseph’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  27. 27.Rohan’s mother has ₹1600 in her bank account. She pays ₹300 for milk and ₹370 for medicines by UPI. How many rupees are left in the account?
  28. 28.Sneha’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  29. 29.Zoya’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  30. 30.A message says Joseph has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  31. 31.Dev’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  32. 32.Meera sees that ₹10000 was sent to a wrong number by mistake. What should Meera do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  33. 33.Gurpreet’s mother has ₹2400 in her bank account. She pays ₹270 for a gas cylinder and ₹120 for bread by UPI. How many rupees are left in the account?
  34. 34.Sneha’s mother has ₹2400 in her bank account. She pays ₹90 for vegetables and ₹60 for medicines by UPI. How many rupees are left in the account?
  35. 35.A message says Karan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  36. 36.Arjun’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  37. 37.Karan gets a link: “Click now to win a phone worth ₹1000!” What should Karan do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  38. 38.Riya’s mother has ₹1200 in her bank account. She pays ₹200 for vegetables and ₹60 for school books by UPI. How many rupees are left in the account?
  39. 39.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  40. 40.Priya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount

Answer key

  1. Scanning a QR pays money
  2. No PIN to receive money
  3. The name of the shop
  4. Ignore it, tell a parent
  5. 1410
  6. Scanning a QR pays money
  7. Tell a parent at once
  8. No one
  9. No one
  10. The name and amount
  11. 960
  12. 1100
  13. The name and amount
  14. 1400
  15. Never share the OTP
  16. No one
  17. 1070
  18. 1780
  19. No one
  20. The name and amount
  21. 1770
  22. Never share the OTP
  23. 680
  24. The name and amount
  25. Scanning a QR pays money
  26. The name and amount
  27. 930
  28. The name and amount
  29. The name of the shop
  30. No PIN to receive money
  31. The name of the shop
  32. Tell a parent at once
  33. 2010
  34. 2250
  35. No PIN to receive money
  36. The name and amount
  37. Ignore it, tell a parent
  38. 940
  39. No one
  40. The name and amount

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