Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 282 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Pooja’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
2. 2.Priya’s mother has ₹1400 in her bank account. She pays ₹360 for medicines and ₹110 for milk by UPI. How many rupees are left in the account?
3. 3.Tara gets a link: “Click now to win a phone worth ₹5000!” What should Tara do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
4. 4.A message says Dev has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
5. 5.Diya’s mother has ₹1500 in her bank account. She pays ₹270 for school books and ₹310 for medicines by UPI. How many rupees are left in the account?
6. 6.Zoya gets a link: “Click now to win a phone worth ₹1000!” What should Zoya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
7. 7.Lakshmi’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
8. 8.Ishaan’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
9. 9.Meera’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
10. 10.Farhan sees that ₹50000 was sent to a wrong number by mistake. What should Farhan do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
11. 11.Gurpreet’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
12. 12.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
13. 13.Rahul’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
14. 14.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
15. 15.Aarav sees that ₹1000 was sent to a wrong number by mistake. What should Aarav do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
16. 16.A stranger asks Gurpreet to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
17. 17.Arjun gets a link: “Click now to win a phone worth ₹500!” What should Arjun do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
18. 18.A stranger asks Meera to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
19. 19.A stranger asks Aarav to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
20. 20.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
21. 21.Joseph’s mother has ₹2000 in her bank account. She pays ₹100 for milk and ₹140 for a gas cylinder by UPI. How many rupees are left in the account?
22. 22.Joseph sees that ₹10000 was sent to a wrong number by mistake. What should Joseph do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
23. 23.Aditya’s mother has ₹1700 in her bank account. She pays ₹190 for bread and ₹350 for milk by UPI. How many rupees are left in the account?
24. 24.A message says Kavya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
25. 25.A message says Rahul has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
26. 26.Rohan’s mother has ₹2000 in her bank account. She pays ₹350 for a gas cylinder and ₹390 for vegetables by UPI. How many rupees are left in the account?
27. 27.A message says Riya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
28. 28.Lakshmi’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
29. 29.Karan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
30. 30.A stranger asks Priya to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
31. 31.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
32. 32.Meera sees that ₹10000 was sent to a wrong number by mistake. What should Meera do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
33. 33.Tara sees that ₹10000 was sent to a wrong number by mistake. What should Tara do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
34. 34.Manav’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
35. 35.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
36. 36.A message says Meera has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
37. 37.Zoya’s mother has ₹2200 in her bank account. She pays ₹220 for vegetables and ₹330 for fruit by UPI. How many rupees are left in the account?
38. 38.Vivaan’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
39. 39.Kavya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
40. 40.Joseph’s mother has ₹2800 in her bank account. She pays ₹170 for vegetables and ₹390 for milk by UPI. How many rupees are left in the account?

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