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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 283 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  2. 2.Dev gets a link: “Click now to win a phone worth ₹25000!” What should Dev do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  3. 3.A message says Gurpreet has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  4. 4.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  5. 5.Rahul’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  6. 6.Joseph’s mother has ₹1700 in her bank account. She pays ₹220 for school books and ₹270 for a gas cylinder by UPI. How many rupees are left in the account?
  7. 7.Nisha’s mother has ₹1200 in her bank account. She pays ₹150 for medicines and ₹340 for a gas cylinder by UPI. How many rupees are left in the account?
  8. 8.Meera gets a link: “Click now to win a phone worth ₹50000!” What should Meera do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  9. 9.Isha gets a link: “Click now to win a phone worth ₹50000!” What should Isha do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  10. 10.A message says Priya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  11. 11.Rahul’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  12. 12.Dev gets a link: “Click now to win a phone worth ₹2000!” What should Dev do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  13. 13.Aditya gets a link: “Click now to win a phone worth ₹2000!” What should Aditya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  14. 14.Aditya’s mother has ₹2400 in her bank account. She pays ₹130 for a gas cylinder and ₹360 for medicines by UPI. How many rupees are left in the account?
  15. 15.Pooja gets a link: “Click now to win a phone worth ₹50000!” What should Pooja do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  16. 16.Dev sees that ₹500 was sent to a wrong number by mistake. What should Dev do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  17. 17.Sneha’s mother has ₹2900 in her bank account. She pays ₹50 for milk and ₹330 for a gas cylinder by UPI. How many rupees are left in the account?
  18. 18.Tara’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  19. 19.A message says Riya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  20. 20.Gurpreet’s mother has ₹1500 in her bank account. She pays ₹320 for milk and ₹50 for fruit by UPI. How many rupees are left in the account?
  21. 21.A stranger asks Meera to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  22. 22.Isha gets a link: “Click now to win a phone worth ₹5000!” What should Isha do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  23. 23.Priya’s mother has ₹1900 in her bank account. She pays ₹260 for a gas cylinder and ₹90 for milk by UPI. How many rupees are left in the account?
  24. 24.Ishaan’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  25. 25.Kabir sees that ₹500 was sent to a wrong number by mistake. What should Kabir do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  26. 26.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  27. 27.Sneha gets a link: “Click now to win a phone worth ₹500!” What should Sneha do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  28. 28.A message says Isha has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  29. 29.Zoya gets a link: “Click now to win a phone worth ₹1000!” What should Zoya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  30. 30.Zoya’s mother has ₹2900 in her bank account. She pays ₹160 for a gas cylinder and ₹180 for fruit by UPI. How many rupees are left in the account?
  31. 31.Ananya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  32. 32.Saanvi gets a link: “Click now to win a phone worth ₹5000!” What should Saanvi do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  33. 33.Joseph sees that ₹2000 was sent to a wrong number by mistake. What should Joseph do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  34. 34.Pooja sees that ₹5000 was sent to a wrong number by mistake. What should Pooja do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  35. 35.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  36. 36.Kabir’s mother has ₹3000 in her bank account. She pays ₹60 for medicines and ₹100 for a gas cylinder by UPI. How many rupees are left in the account?
  37. 37.Joseph’s mother has ₹1600 in her bank account. She pays ₹90 for medicines and ₹60 for school books by UPI. How many rupees are left in the account?
  38. 38.Arjun’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  39. 39.Rahul’s mother has ₹2300 in her bank account. She pays ₹400 for milk and ₹60 for bread by UPI. How many rupees are left in the account?
  40. 40.Ishaan’s mother has ₹1800 in her bank account. She pays ₹400 for fruit and ₹300 for medicines by UPI. How many rupees are left in the account?

Answer key

  1. Never share the OTP
  2. Ignore it, tell a parent
  3. No PIN to receive money
  4. No one
  5. The name of the shop
  6. 1210
  7. 710
  8. Ignore it, tell a parent
  9. Ignore it, tell a parent
  10. No PIN to receive money
  11. The name and amount
  12. Ignore it, tell a parent
  13. Ignore it, tell a parent
  14. 1910
  15. Ignore it, tell a parent
  16. Tell a parent at once
  17. 2520
  18. The name and amount
  19. No PIN to receive money
  20. 1130
  21. Scanning a QR pays money
  22. Ignore it, tell a parent
  23. 1550
  24. The name of the shop
  25. Tell a parent at once
  26. Never share the OTP
  27. Ignore it, tell a parent
  28. No PIN to receive money
  29. Ignore it, tell a parent
  30. 2560
  31. The name of the shop
  32. Ignore it, tell a parent
  33. Tell a parent at once
  34. Tell a parent at once
  35. Never share the OTP
  36. 2840
  37. 1450
  38. The name of the shop
  39. 1840
  40. 1100

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