← Safe digital payments lesson New set →

Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 284 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Nisha’s mother has ₹1900 in her bank account. She pays ₹310 for vegetables and ₹50 for a gas cylinder by UPI. How many rupees are left in the account?
  2. 2.Aarav’s mother has ₹1600 in her bank account. She pays ₹140 for vegetables and ₹170 for milk by UPI. How many rupees are left in the account?
  3. 3.A message says Diya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  4. 4.Zoya gets a link: “Click now to win a phone worth ₹5000!” What should Zoya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  5. 5.Isha’s mother has ₹2900 in her bank account. She pays ₹100 for vegetables and ₹220 for a gas cylinder by UPI. How many rupees are left in the account?
  6. 6.Pooja’s mother has ₹2900 in her bank account. She pays ₹300 for medicines and ₹110 for vegetables by UPI. How many rupees are left in the account?
  7. 7.Kavya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  8. 8.Zoya’s mother has ₹2100 in her bank account. She pays ₹230 for a gas cylinder and ₹340 for milk by UPI. How many rupees are left in the account?
  9. 9.A stranger asks Farhan to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  10. 10.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  11. 11.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  12. 12.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  13. 13.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  14. 14.Rahul sees that ₹2000 was sent to a wrong number by mistake. What should Rahul do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  15. 15.Meera’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  16. 16.Meera’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  17. 17.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  18. 18.Manav sees that ₹1000 was sent to a wrong number by mistake. What should Manav do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  19. 19.Rohan’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  20. 20.Nisha gets a link: “Click now to win a phone worth ₹10000!” What should Nisha do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  21. 21.Nisha’s mother has ₹2700 in her bank account. She pays ₹160 for fruit and ₹150 for medicines by UPI. How many rupees are left in the account?
  22. 22.Aarav’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  23. 23.A stranger asks Joseph to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  24. 24.A stranger asks Arjun to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  25. 25.Tara’s mother has ₹2900 in her bank account. She pays ₹320 for milk and ₹280 for vegetables by UPI. How many rupees are left in the account?
  26. 26.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  27. 27.Kavya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  28. 28.A stranger asks Dev to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  29. 29.Rohan sees that ₹10000 was sent to a wrong number by mistake. What should Rohan do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  30. 30.Vivaan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  31. 31.Aarav gets a link: “Click now to win a phone worth ₹10000!” What should Aarav do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  32. 32.Kavya gets a link: “Click now to win a phone worth ₹500!” What should Kavya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  33. 33.Lakshmi sees that ₹5000 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  34. 34.Meera’s mother has ₹2500 in her bank account. She pays ₹60 for medicines and ₹70 for fruit by UPI. How many rupees are left in the account?
  35. 35.Joseph’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  36. 36.Rahul’s mother has ₹1900 in her bank account. She pays ₹400 for fruit and ₹130 for bread by UPI. How many rupees are left in the account?
  37. 37.Gurpreet’s mother has ₹1800 in her bank account. She pays ₹80 for bread and ₹160 for medicines by UPI. How many rupees are left in the account?
  38. 38.A message says Isha has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  39. 39.Kabir’s mother has ₹2400 in her bank account. She pays ₹120 for milk and ₹270 for bread by UPI. How many rupees are left in the account?
  40. 40.Diya’s mother has ₹2700 in her bank account. She pays ₹160 for bread and ₹340 for medicines by UPI. How many rupees are left in the account?

Answer key

  1. 1540
  2. 1290
  3. No PIN to receive money
  4. Ignore it, tell a parent
  5. 2580
  6. 2490
  7. The name and amount
  8. 1530
  9. Scanning a QR pays money
  10. Never share the OTP
  11. Never share the OTP
  12. Never share the OTP
  13. Never share the OTP
  14. Tell a parent at once
  15. The name and amount
  16. The name of the shop
  17. Never share the OTP
  18. Tell a parent at once
  19. The name and amount
  20. Ignore it, tell a parent
  21. 2390
  22. The name of the shop
  23. Scanning a QR pays money
  24. Scanning a QR pays money
  25. 2300
  26. No one
  27. The name of the shop
  28. Scanning a QR pays money
  29. Tell a parent at once
  30. The name of the shop
  31. Ignore it, tell a parent
  32. Ignore it, tell a parent
  33. Tell a parent at once
  34. 2370
  35. The name and amount
  36. 1370
  37. 1560
  38. No PIN to receive money
  39. 2010
  40. 2200

Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids