Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 285 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Joseph sees that ₹2000 was sent to a wrong number by mistake. What should Joseph do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
2. 2.Joseph’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
3. 3.Lakshmi’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
4. 4.Farhan’s mother has ₹1800 in her bank account. She pays ₹220 for milk and ₹360 for fruit by UPI. How many rupees are left in the account?
5. 5.A message says Sneha has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
6. 6.Aarav’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
7. 7.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
8. 8.A message says Rahul has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
9. 9.Ishaan’s mother has ₹2300 in her bank account. She pays ₹180 for medicines and ₹270 for bread by UPI. How many rupees are left in the account?
10. 10.Priya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
11. 11.Manav gets a link: “Click now to win a phone worth ₹10000!” What should Manav do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
12. 12.Rohan’s mother has ₹2700 in her bank account. She pays ₹80 for bread and ₹170 for a gas cylinder by UPI. How many rupees are left in the account?
13. 13.A message says Aarav has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
14. 14.A message says Arjun has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
15. 15.Tara’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
16. 16.A message says Rahul has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
17. 17.Riya’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
18. 18.Saanvi’s mother has ₹1700 in her bank account. She pays ₹400 for vegetables and ₹380 for medicines by UPI. How many rupees are left in the account?
19. 19.Zoya gets a link: “Click now to win a phone worth ₹50000!” What should Zoya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
20. 20.Meera’s mother has ₹1700 in her bank account. She pays ₹100 for a gas cylinder and ₹50 for vegetables by UPI. How many rupees are left in the account?
21. 21.Kavya’s mother has ₹2600 in her bank account. She pays ₹360 for school books and ₹340 for fruit by UPI. How many rupees are left in the account?
22. 22.A stranger asks Rohan to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
23. 23.A stranger asks Kabir to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
24. 24.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
25. 25.A stranger asks Arjun to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
26. 26.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
27. 27.Zoya’s mother has ₹2000 in her bank account. She pays ₹70 for vegetables and ₹80 for school books by UPI. How many rupees are left in the account?
28. 28.Rohan’s mother has ₹2100 in her bank account. She pays ₹150 for vegetables and ₹60 for fruit by UPI. How many rupees are left in the account?
29. 29.Ananya’s mother has ₹2400 in her bank account. She pays ₹80 for vegetables and ₹300 for milk by UPI. How many rupees are left in the account?
30. 30.A stranger asks Zoya to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
31. 31.A message says Rohan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
32. 32.Arjun’s mother has ₹3000 in her bank account. She pays ₹50 for medicines and ₹320 for fruit by UPI. How many rupees are left in the account?
33. 33.Manav’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
34. 34.Arjun’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
35. 35.Priya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
36. 36.Meera’s mother has ₹2900 in her bank account. She pays ₹90 for school books and ₹120 for milk by UPI. How many rupees are left in the account?
37. 37.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
38. 38.Tara’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
39. 39.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
40. 40.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out

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