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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 30 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Kabir’s mother has ₹2100 in her bank account. She pays ₹240 for medicines and ₹240 for vegetables by UPI. How many rupees are left in the account?
  2. 2.A message says Rahul has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  3. 3.Rahul’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  4. 4.Manav’s mother has ₹2600 in her bank account. She pays ₹400 for a gas cylinder and ₹170 for vegetables by UPI. How many rupees are left in the account?
  5. 5.A message says Lakshmi has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  6. 6.Aditya gets a link: “Click now to win a phone worth ₹500!” What should Aditya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  7. 7.Zoya’s mother has ₹1200 in her bank account. She pays ₹400 for a gas cylinder and ₹180 for vegetables by UPI. How many rupees are left in the account?
  8. 8.Ananya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  9. 9.Riya’s mother has ₹1800 in her bank account. She pays ₹280 for a gas cylinder and ₹190 for milk by UPI. How many rupees are left in the account?
  10. 10.A stranger asks Manav to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  11. 11.Nisha’s mother has ₹1000 in her bank account. She pays ₹220 for bread and ₹230 for school books by UPI. How many rupees are left in the account?
  12. 12.Lakshmi’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  13. 13.Saanvi’s mother has ₹1200 in her bank account. She pays ₹110 for medicines and ₹250 for school books by UPI. How many rupees are left in the account?
  14. 14.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  15. 15.Rahul’s mother has ₹1600 in her bank account. She pays ₹130 for medicines and ₹100 for a gas cylinder by UPI. How many rupees are left in the account?
  16. 16.Gurpreet’s mother has ₹1900 in her bank account. She pays ₹300 for school books and ₹270 for vegetables by UPI. How many rupees are left in the account?
  17. 17.Meera’s mother has ₹2800 in her bank account. She pays ₹100 for school books and ₹170 for fruit by UPI. How many rupees are left in the account?
  18. 18.Pooja’s mother has ₹1200 in her bank account. She pays ₹260 for school books and ₹70 for a gas cylinder by UPI. How many rupees are left in the account?
  19. 19.A message says Rohan has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  20. 20.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  21. 21.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  22. 22.A stranger asks Ananya to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  23. 23.Vivaan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  24. 24.Diya gets a link: “Click now to win a phone worth ₹25000!” What should Diya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  25. 25.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  26. 26.Manav sees that ₹5000 was sent to a wrong number by mistake. What should Manav do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  27. 27.Gurpreet’s mother has ₹1400 in her bank account. She pays ₹180 for medicines and ₹360 for vegetables by UPI. How many rupees are left in the account?
  28. 28.Sneha’s mother has ₹2900 in her bank account. She pays ₹80 for vegetables and ₹60 for medicines by UPI. How many rupees are left in the account?
  29. 29.Arjun sees that ₹1000 was sent to a wrong number by mistake. What should Arjun do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  30. 30.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  31. 31.Kavya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  32. 32.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  33. 33.Isha’s mother has ₹2200 in her bank account. She pays ₹210 for fruit and ₹130 for medicines by UPI. How many rupees are left in the account?
  34. 34.Arjun’s mother has ₹3000 in her bank account. She pays ₹350 for milk and ₹130 for a gas cylinder by UPI. How many rupees are left in the account?
  35. 35.Dev’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  36. 36.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  37. 37.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  38. 38.A message says Sneha has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  39. 39.Manav’s mother has ₹2300 in her bank account. She pays ₹260 for fruit and ₹230 for vegetables by UPI. How many rupees are left in the account?
  40. 40.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP

Answer key

  1. 1620
  2. No PIN to receive money
  3. The name of the shop
  4. 2030
  5. No PIN to receive money
  6. Ignore it, tell a parent
  7. 620
  8. The name of the shop
  9. 1330
  10. Scanning a QR pays money
  11. 550
  12. The name and amount
  13. 840
  14. Never share the OTP
  15. 1370
  16. 1330
  17. 2530
  18. 870
  19. No PIN to receive money
  20. Never share the OTP
  21. Never share the OTP
  22. Scanning a QR pays money
  23. The name and amount
  24. Ignore it, tell a parent
  25. No one
  26. Tell a parent at once
  27. 860
  28. 2760
  29. Tell a parent at once
  30. Never share the OTP
  31. The name of the shop
  32. Never share the OTP
  33. 1860
  34. 2520
  35. The name and amount
  36. Never share the OTP
  37. No one
  38. No PIN to receive money
  39. 1810
  40. Never share the OTP

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