Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 4 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
2. 2.Aarav’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
3. 3.Manav sees that ₹500 was sent to a wrong number by mistake. What should Manav do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
4. 4.Priya sees that ₹50000 was sent to a wrong number by mistake. What should Priya do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
5. 5.A stranger asks Pooja to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
6. 6.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
7. 7.Tara’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
8. 8.Kavya sees that ₹500 was sent to a wrong number by mistake. What should Kavya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
9. 9.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
10. 10.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
11. 11.Someone online asks Joseph for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
12. 12.Ananya’s mother has ₹1000 in her bank account. She pays ₹390 for school books and ₹140 for a gas cylinder by UPI. How many rupees are left in the account?
13. 13.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
14. 14.Karan sees that ₹10000 was sent to a wrong number by mistake. What should Karan do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
15. 15.Kavya’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
16. 16.Tara’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
17. 17.A stranger asks Aarav to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
18. 18.Arjun’s mother has ₹1600 in her bank account. She pays ₹260 for a gas cylinder and ₹280 for fruit by UPI. How many rupees are left in the account?
19. 19.A message says Gurpreet has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
20. 20.Sneha’s mother has ₹1100 in her bank account. She pays ₹90 for vegetables and ₹70 for school books by UPI. How many rupees are left in the account?
21. 21.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
22. 22.A stranger asks Meera to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
23. 23.A stranger asks Karan to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
24. 24.Meera sees that ₹10000 was sent to a wrong number by mistake. What should Meera do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
25. 25.Arjun’s mother has ₹2400 in her bank account. She pays ₹190 for vegetables and ₹220 for a gas cylinder by UPI. How many rupees are left in the account?
26. 26.Aditya’s mother has ₹2600 in her bank account. She pays ₹50 for bread and ₹310 for vegetables by UPI. How many rupees are left in the account?
27. 27.Nisha’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
28. 28.Saanvi’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
29. 29.A message says Dev has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
30. 30.Riya gets a link: “Click now to win a phone worth ₹5000!” What should Riya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
31. 31.A message says Zoya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
32. 32.Kavya’s mother has ₹2900 in her bank account. She pays ₹50 for school books and ₹70 for bread by UPI. How many rupees are left in the account?
33. 33.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
34. 34.Sneha sees that ₹10000 was sent to a wrong number by mistake. What should Sneha do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
35. 35.Gurpreet gets a link: “Click now to win a phone worth ₹50000!” What should Gurpreet do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
36. 36.A message says Priya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
37. 37.Kavya’s mother has ₹1100 in her bank account. She pays ₹50 for school books and ₹260 for bread by UPI. How many rupees are left in the account?
38. 38.A stranger asks Arjun to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
39. 39.Kabir’s mother has ₹1300 in her bank account. She pays ₹270 for a gas cylinder and ₹60 for fruit by UPI. How many rupees are left in the account?
40. 40.A stranger asks Ishaan to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money

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