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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 31 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Zoya’s mother has ₹2300 in her bank account. She pays ₹360 for medicines and ₹300 for milk by UPI. How many rupees are left in the account?
  2. 2.Sneha’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  3. 3.Saanvi’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  4. 4.Karan’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  5. 5.Tara gets a link: “Click now to win a phone worth ₹5000!” What should Tara do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  6. 6.Ishaan sees that ₹10000 was sent to a wrong number by mistake. What should Ishaan do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  7. 7.Priya sees that ₹10000 was sent to a wrong number by mistake. What should Priya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  8. 8.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  9. 9.A stranger asks Kavya to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  10. 10.Kavya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  11. 11.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  12. 12.A stranger asks Priya to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  13. 13.Tara’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  14. 14.A stranger asks Dev to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  15. 15.Rahul’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  16. 16.Dev’s mother has ₹2300 in her bank account. She pays ₹200 for milk and ₹400 for vegetables by UPI. How many rupees are left in the account?
  17. 17.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  18. 18.Isha’s mother has ₹3000 in her bank account. She pays ₹90 for medicines and ₹240 for a gas cylinder by UPI. How many rupees are left in the account?
  19. 19.Saanvi’s mother has ₹2600 in her bank account. She pays ₹360 for school books and ₹380 for medicines by UPI. How many rupees are left in the account?
  20. 20.Aditya’s mother has ₹1200 in her bank account. She pays ₹140 for fruit and ₹360 for bread by UPI. How many rupees are left in the account?
  21. 21.Saanvi’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  22. 22.Ananya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  23. 23.Vivaan’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  24. 24.Riya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  25. 25.A message says Vivaan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  26. 26.Dev’s mother has ₹2800 in her bank account. She pays ₹130 for medicines and ₹260 for school books by UPI. How many rupees are left in the account?
  27. 27.Gurpreet gets a link: “Click now to win a phone worth ₹2000!” What should Gurpreet do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  28. 28.A stranger asks Rahul to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  29. 29.A stranger asks Ishaan to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  30. 30.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  31. 31.Gurpreet gets a link: “Click now to win a phone worth ₹10000!” What should Gurpreet do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  32. 32.Riya’s mother has ₹2800 in her bank account. She pays ₹370 for vegetables and ₹330 for milk by UPI. How many rupees are left in the account?
  33. 33.A stranger asks Nisha to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  34. 34.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  35. 35.Kavya’s mother has ₹1600 in her bank account. She pays ₹50 for milk and ₹260 for school books by UPI. How many rupees are left in the account?
  36. 36.Nisha sees that ₹50000 was sent to a wrong number by mistake. What should Nisha do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  37. 37.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  38. 38.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  39. 39.Someone online asks Manav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  40. 40.Nisha’s mother has ₹2200 in her bank account. She pays ₹100 for milk and ₹300 for vegetables by UPI. How many rupees are left in the account?

Answer key

  1. 1640
  2. The name of the shop
  3. The name and amount
  4. The name and amount
  5. Ignore it, tell a parent
  6. Tell a parent at once
  7. Tell a parent at once
  8. Never share the OTP
  9. Scanning a QR pays money
  10. The name of the shop
  11. Never share the OTP
  12. Scanning a QR pays money
  13. The name and amount
  14. Scanning a QR pays money
  15. The name of the shop
  16. 1700
  17. No one
  18. 2670
  19. 1860
  20. 700
  21. The name of the shop
  22. The name and amount
  23. The name of the shop
  24. The name and amount
  25. No PIN to receive money
  26. 2410
  27. Ignore it, tell a parent
  28. Scanning a QR pays money
  29. Scanning a QR pays money
  30. No one
  31. Ignore it, tell a parent
  32. 2100
  33. Scanning a QR pays money
  34. No one
  35. 1290
  36. Tell a parent at once
  37. No one
  38. Never share the OTP
  39. No one
  40. 1800

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