Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 32 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
2. 2.Pooja’s mother has ₹2700 in her bank account. She pays ₹300 for vegetables and ₹380 for bread by UPI. How many rupees are left in the account?
3. 3.Rohan’s mother has ₹2000 in her bank account. She pays ₹170 for a gas cylinder and ₹400 for medicines by UPI. How many rupees are left in the account?
4. 4.Pooja’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
5. 5.A stranger asks Isha to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
6. 6.Kavya’s mother has ₹1000 in her bank account. She pays ₹290 for medicines and ₹130 for a gas cylinder by UPI. How many rupees are left in the account?
7. 7.Farhan gets a link: “Click now to win a phone worth ₹5000!” What should Farhan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
8. 8.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
9. 9.Meera gets a link: “Click now to win a phone worth ₹25000!” What should Meera do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
10. 10.Nisha’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
11. 11.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
12. 12.Rohan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
13. 13.Kavya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
14. 14.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
15. 15.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
16. 16.Isha’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
17. 17.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
18. 18.A message says Manav has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
19. 19.Ishaan’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
20. 20.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
21. 21.A message says Tara has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
22. 22.Ishaan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
23. 23.Priya gets a link: “Click now to win a phone worth ₹50000!” What should Priya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
24. 24.A stranger asks Kavya to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
25. 25.A stranger asks Lakshmi to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
26. 26.Kavya’s mother has ₹1000 in her bank account. She pays ₹370 for milk and ₹350 for vegetables by UPI. How many rupees are left in the account?
27. 27.A stranger asks Farhan to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
28. 28.A stranger asks Kavya to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
29. 29.Diya’s mother has ₹1300 in her bank account. She pays ₹50 for vegetables and ₹90 for school books by UPI. How many rupees are left in the account?
30. 30.Diya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
31. 31.Rahul’s mother has ₹1500 in her bank account. She pays ₹290 for bread and ₹290 for fruit by UPI. How many rupees are left in the account?
32. 32.Arjun’s mother has ₹2000 in her bank account. She pays ₹50 for bread and ₹310 for school books by UPI. How many rupees are left in the account?
33. 33.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
34. 34.Riya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
35. 35.A message says Karan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
36. 36.Lakshmi’s mother has ₹1200 in her bank account. She pays ₹270 for vegetables and ₹330 for milk by UPI. How many rupees are left in the account?
37. 37.Farhan sees that ₹500 was sent to a wrong number by mistake. What should Farhan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
38. 38.Dev’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
39. 39.Dev’s mother has ₹2500 in her bank account. She pays ₹160 for fruit and ₹180 for medicines by UPI. How many rupees are left in the account?
40. 40.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school

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