← Safe digital payments lesson New set →

Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 33 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Ananya’s mother has ₹2000 in her bank account. She pays ₹250 for medicines and ₹370 for bread by UPI. How many rupees are left in the account?
  2. 2.Nisha gets a link: “Click now to win a phone worth ₹50000!” What should Nisha do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  3. 3.Karan’s mother has ₹2000 in her bank account. She pays ₹70 for medicines and ₹160 for bread by UPI. How many rupees are left in the account?
  4. 4.A stranger asks Sneha to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  5. 5.Someone online asks Karan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  6. 6.Kabir gets a link: “Click now to win a phone worth ₹10000!” What should Kabir do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  7. 7.Diya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  8. 8.A stranger asks Isha to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  9. 9.A message says Arjun has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  10. 10.A message says Joseph has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  11. 11.Vivaan’s mother has ₹2100 in her bank account. She pays ₹330 for a gas cylinder and ₹170 for milk by UPI. How many rupees are left in the account?
  12. 12.Meera’s mother has ₹2900 in her bank account. She pays ₹210 for milk and ₹350 for a gas cylinder by UPI. How many rupees are left in the account?
  13. 13.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  14. 14.Joseph’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  15. 15.Priya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  16. 16.Ananya sees that ₹2000 was sent to a wrong number by mistake. What should Ananya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  17. 17.Pooja’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  18. 18.Karan’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  19. 19.A message says Kavya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  20. 20.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  21. 21.Farhan sees that ₹50000 was sent to a wrong number by mistake. What should Farhan do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  22. 22.Farhan’s mother has ₹1500 in her bank account. She pays ₹200 for fruit and ₹160 for milk by UPI. How many rupees are left in the account?
  23. 23.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  24. 24.Someone online asks Manav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  25. 25.Isha’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  26. 26.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  27. 27.Saanvi’s mother has ₹1500 in her bank account. She pays ₹350 for medicines and ₹160 for a gas cylinder by UPI. How many rupees are left in the account?
  28. 28.Saanvi’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  29. 29.Isha sees that ₹500 was sent to a wrong number by mistake. What should Isha do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  30. 30.A message says Rahul has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  31. 31.Zoya’s mother has ₹2400 in her bank account. She pays ₹210 for school books and ₹90 for bread by UPI. How many rupees are left in the account?
  32. 32.Sneha’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  33. 33.Arjun’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  34. 34.A message says Isha has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  35. 35.Riya sees that ₹2000 was sent to a wrong number by mistake. What should Riya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  36. 36.Aditya’s mother has ₹2300 in her bank account. She pays ₹300 for school books and ₹50 for bread by UPI. How many rupees are left in the account?
  37. 37.Kabir gets a link: “Click now to win a phone worth ₹500!” What should Kabir do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  38. 38.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  39. 39.Arjun gets a link: “Click now to win a phone worth ₹25000!” What should Arjun do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  40. 40.Vivaan gets a link: “Click now to win a phone worth ₹5000!” What should Vivaan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent

Answer key

  1. 1380
  2. Ignore it, tell a parent
  3. 1770
  4. Scanning a QR pays money
  5. No one
  6. Ignore it, tell a parent
  7. The name of the shop
  8. Scanning a QR pays money
  9. No PIN to receive money
  10. No PIN to receive money
  11. 1600
  12. 2340
  13. Never share the OTP
  14. The name of the shop
  15. The name and amount
  16. Tell a parent at once
  17. The name of the shop
  18. The name of the shop
  19. No PIN to receive money
  20. No one
  21. Tell a parent at once
  22. 1140
  23. Never share the OTP
  24. No one
  25. The name of the shop
  26. Never share the OTP
  27. 990
  28. The name and amount
  29. Tell a parent at once
  30. No PIN to receive money
  31. 2100
  32. The name of the shop
  33. The name of the shop
  34. No PIN to receive money
  35. Tell a parent at once
  36. 1950
  37. Ignore it, tell a parent
  38. No one
  39. Ignore it, tell a parent
  40. Ignore it, tell a parent

Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids