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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 34 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Vivaan’s mother has ₹1100 in her bank account. She pays ₹90 for school books and ₹210 for vegetables by UPI. How many rupees are left in the account?
  2. 2.Isha’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  3. 3.A message says Lakshmi has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  4. 4.Nisha sees that ₹500 was sent to a wrong number by mistake. What should Nisha do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  5. 5.A message says Rahul has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  6. 6.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  7. 7.Farhan’s mother has ₹1600 in her bank account. She pays ₹250 for bread and ₹370 for school books by UPI. How many rupees are left in the account?
  8. 8.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  9. 9.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  10. 10.Ishaan’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  11. 11.A stranger asks Isha to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  12. 12.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  13. 13.A message says Pooja has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  14. 14.Kavya’s mother has ₹2000 in her bank account. She pays ₹130 for milk and ₹370 for a gas cylinder by UPI. How many rupees are left in the account?
  15. 15.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  16. 16.Saanvi’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  17. 17.Arjun’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  18. 18.Zoya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  19. 19.Ananya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  20. 20.Joseph’s mother has ₹2800 in her bank account. She pays ₹240 for a gas cylinder and ₹110 for milk by UPI. How many rupees are left in the account?
  21. 21.A message says Saanvi has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  22. 22.Arjun’s mother has ₹2700 in her bank account. She pays ₹130 for a gas cylinder and ₹90 for vegetables by UPI. How many rupees are left in the account?
  23. 23.A message says Joseph has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  24. 24.A stranger asks Farhan to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  25. 25.Aditya’s mother has ₹1500 in her bank account. She pays ₹390 for school books and ₹140 for milk by UPI. How many rupees are left in the account?
  26. 26.Ananya’s mother has ₹2800 in her bank account. She pays ₹180 for medicines and ₹80 for a gas cylinder by UPI. How many rupees are left in the account?
  27. 27.Nisha’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  28. 28.A stranger asks Zoya to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  29. 29.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  30. 30.A message says Ishaan has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  31. 31.Kavya’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  32. 32.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  33. 33.Farhan’s mother has ₹1900 in her bank account. She pays ₹140 for bread and ₹290 for school books by UPI. How many rupees are left in the account?
  34. 34.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  35. 35.Pooja’s mother has ₹1100 in her bank account. She pays ₹60 for milk and ₹260 for bread by UPI. How many rupees are left in the account?
  36. 36.Joseph’s mother has ₹1000 in her bank account. She pays ₹240 for fruit and ₹160 for milk by UPI. How many rupees are left in the account?
  37. 37.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  38. 38.Aarav’s mother has ₹2400 in her bank account. She pays ₹130 for fruit and ₹100 for bread by UPI. How many rupees are left in the account?
  39. 39.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  40. 40.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one

Answer key

  1. 800
  2. The name and amount
  3. No PIN to receive money
  4. Tell a parent at once
  5. No PIN to receive money
  6. Never share the OTP
  7. 980
  8. No one
  9. Never share the OTP
  10. The name and amount
  11. Scanning a QR pays money
  12. No one
  13. No PIN to receive money
  14. 1500
  15. No one
  16. The name of the shop
  17. The name and amount
  18. The name and amount
  19. The name of the shop
  20. 2450
  21. No PIN to receive money
  22. 2480
  23. No PIN to receive money
  24. Scanning a QR pays money
  25. 970
  26. 2540
  27. The name and amount
  28. Scanning a QR pays money
  29. Never share the OTP
  30. No PIN to receive money
  31. The name and amount
  32. Never share the OTP
  33. 1470
  34. Never share the OTP
  35. 780
  36. 600
  37. No one
  38. 2170
  39. Never share the OTP
  40. No one

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