Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 35 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Aditya’s mother has ₹1500 in her bank account. She pays ₹180 for milk and ₹120 for vegetables by UPI. How many rupees are left in the account?
2. 2.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
3. 3.Aditya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
4. 4.Priya gets a link: “Click now to win a phone worth ₹25000!” What should Priya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
5. 5.Priya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
6. 6.Rohan’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
7. 7.A message says Zoya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
8. 8.Rahul’s mother has ₹2100 in her bank account. She pays ₹240 for vegetables and ₹130 for a gas cylinder by UPI. How many rupees are left in the account?
9. 9.Karan sees that ₹25000 was sent to a wrong number by mistake. What should Karan do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
10. 10.Kabir sees that ₹2000 was sent to a wrong number by mistake. What should Kabir do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
11. 11.Ishaan’s mother has ₹1700 in her bank account. She pays ₹310 for bread and ₹340 for vegetables by UPI. How many rupees are left in the account?
12. 12.A stranger asks Zoya to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
13. 13.Manav’s mother has ₹1800 in her bank account. She pays ₹180 for fruit and ₹400 for a gas cylinder by UPI. How many rupees are left in the account?
14. 14.Kabir’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
15. 15.Zoya’s mother has ₹2200 in her bank account. She pays ₹370 for bread and ₹110 for vegetables by UPI. How many rupees are left in the account?
16. 16.Priya’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
17. 17.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
18. 18.A message says Isha has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
19. 19.A stranger asks Lakshmi to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
20. 20.Gurpreet’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
21. 21.Farhan gets a link: “Click now to win a phone worth ₹50000!” What should Farhan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
22. 22.Gurpreet’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
23. 23.Rohan’s mother has ₹1100 in her bank account. She pays ₹150 for a gas cylinder and ₹190 for milk by UPI. How many rupees are left in the account?
24. 24.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
25. 25.Saanvi’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
26. 26.Dev sees that ₹2000 was sent to a wrong number by mistake. What should Dev do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
27. 27.Rahul sees that ₹2000 was sent to a wrong number by mistake. What should Rahul do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
28. 28.A message says Tara has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
29. 29.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
30. 30.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
31. 31.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
32. 32.Gurpreet’s mother has ₹2600 in her bank account. She pays ₹340 for fruit and ₹230 for a gas cylinder by UPI. How many rupees are left in the account?
33. 33.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
34. 34.Ishaan’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
35. 35.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
36. 36.A stranger asks Tara to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
37. 37.Lakshmi’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
38. 38.Farhan’s mother has ₹1800 in her bank account. She pays ₹70 for medicines and ₹100 for vegetables by UPI. How many rupees are left in the account?
39. 39.Pooja sees that ₹2000 was sent to a wrong number by mistake. What should Pooja do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
40. 40.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out

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