Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 36 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
2. 2.Nisha sees that ₹5000 was sent to a wrong number by mistake. What should Nisha do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
3. 3.A stranger asks Nisha to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
4. 4.Gurpreet sees that ₹50000 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
5. 5.Diya sees that ₹50000 was sent to a wrong number by mistake. What should Diya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
6. 6.A stranger asks Kabir to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
7. 7.Kabir’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
8. 8.A stranger asks Saanvi to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
9. 9.Priya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
10. 10.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
11. 11.Gurpreet’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
12. 12.Kabir gets a link: “Click now to win a phone worth ₹1000!” What should Kabir do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
13. 13.Isha gets a link: “Click now to win a phone worth ₹50000!” What should Isha do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
14. 14.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
15. 15.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
16. 16.A message says Lakshmi has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
17. 17.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
18. 18.A message says Riya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
19. 19.Sneha’s mother has ₹1700 in her bank account. She pays ₹370 for school books and ₹290 for a gas cylinder by UPI. How many rupees are left in the account?
20. 20.Diya’s mother has ₹2100 in her bank account. She pays ₹200 for school books and ₹400 for medicines by UPI. How many rupees are left in the account?
21. 21.Sneha’s mother has ₹2300 in her bank account. She pays ₹320 for medicines and ₹120 for vegetables by UPI. How many rupees are left in the account?
22. 22.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
23. 23.Ishaan’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
24. 24.Isha’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
25. 25.A stranger asks Riya to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
26. 26.Vivaan’s mother has ₹1200 in her bank account. She pays ₹380 for vegetables and ₹360 for medicines by UPI. How many rupees are left in the account?
27. 27.Tara’s mother has ₹1400 in her bank account. She pays ₹190 for medicines and ₹330 for milk by UPI. How many rupees are left in the account?
28. 28.Farhan gets a link: “Click now to win a phone worth ₹500!” What should Farhan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
29. 29.Ananya’s mother has ₹2900 in her bank account. She pays ₹290 for milk and ₹100 for vegetables by UPI. How many rupees are left in the account?
30. 30.Pooja gets a link: “Click now to win a phone worth ₹1000!” What should Pooja do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
31. 31.Farhan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
32. 32.Diya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
33. 33.Ishaan sees that ₹500 was sent to a wrong number by mistake. What should Ishaan do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
34. 34.Meera sees that ₹2000 was sent to a wrong number by mistake. What should Meera do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
35. 35.Pooja’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
36. 36.Priya’s mother has ₹1600 in her bank account. She pays ₹120 for a gas cylinder and ₹200 for school books by UPI. How many rupees are left in the account?
37. 37.Rohan’s mother has ₹1800 in her bank account. She pays ₹380 for fruit and ₹300 for medicines by UPI. How many rupees are left in the account?
38. 38.Ananya’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
39. 39.A stranger asks Gurpreet to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
40. 40.A stranger asks Diya to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money

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