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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 37 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  2. 2.Isha’s mother has ₹1300 in her bank account. She pays ₹60 for bread and ₹400 for school books by UPI. How many rupees are left in the account?
  3. 3.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  4. 4.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  5. 5.A stranger asks Ishaan to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  6. 6.Lakshmi’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  7. 7.A stranger asks Aarav to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  8. 8.Lakshmi’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  9. 9.Riya’s mother has ₹1100 in her bank account. She pays ₹360 for milk and ₹380 for vegetables by UPI. How many rupees are left in the account?
  10. 10.Kavya’s mother has ₹2200 in her bank account. She pays ₹350 for milk and ₹380 for a gas cylinder by UPI. How many rupees are left in the account?
  11. 11.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  12. 12.Diya’s mother has ₹2800 in her bank account. She pays ₹230 for medicines and ₹70 for milk by UPI. How many rupees are left in the account?
  13. 13.A stranger asks Zoya to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  14. 14.Joseph’s mother has ₹3000 in her bank account. She pays ₹180 for milk and ₹400 for fruit by UPI. How many rupees are left in the account?
  15. 15.Tara’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  16. 16.Farhan sees that ₹500 was sent to a wrong number by mistake. What should Farhan do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  17. 17.Sneha sees that ₹10000 was sent to a wrong number by mistake. What should Sneha do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  18. 18.Pooja’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  19. 19.Karan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  20. 20.Ishaan’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  21. 21.Kavya’s mother has ₹2300 in her bank account. She pays ₹70 for fruit and ₹220 for vegetables by UPI. How many rupees are left in the account?
  22. 22.Someone online asks Pooja for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  23. 23.Zoya’s mother has ₹2700 in her bank account. She pays ₹170 for vegetables and ₹270 for milk by UPI. How many rupees are left in the account?
  24. 24.Dev’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  25. 25.A message says Saanvi has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  26. 26.Rahul’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  27. 27.Dev gets a link: “Click now to win a phone worth ₹1000!” What should Dev do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  28. 28.Farhan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  29. 29.Vivaan’s mother has ₹1100 in her bank account. She pays ₹130 for bread and ₹50 for medicines by UPI. How many rupees are left in the account?
  30. 30.Arjun’s mother has ₹1200 in her bank account. She pays ₹60 for fruit and ₹110 for bread by UPI. How many rupees are left in the account?
  31. 31.A message says Karan has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  32. 32.Karan sees that ₹10000 was sent to a wrong number by mistake. What should Karan do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  33. 33.A message says Saanvi has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  34. 34.Kabir’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  35. 35.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  36. 36.Farhan sees that ₹2000 was sent to a wrong number by mistake. What should Farhan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  37. 37.A message says Nisha has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  38. 38.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  39. 39.Priya sees that ₹10000 was sent to a wrong number by mistake. What should Priya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  40. 40.Ishaan sees that ₹10000 was sent to a wrong number by mistake. What should Ishaan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once

Answer key

  1. Never share the OTP
  2. 840
  3. Never share the OTP
  4. Never share the OTP
  5. Scanning a QR pays money
  6. The name of the shop
  7. Scanning a QR pays money
  8. The name and amount
  9. 360
  10. 1470
  11. No one
  12. 2500
  13. Scanning a QR pays money
  14. 2420
  15. The name and amount
  16. Tell a parent at once
  17. Tell a parent at once
  18. The name of the shop
  19. The name and amount
  20. The name of the shop
  21. 2010
  22. No one
  23. 2260
  24. The name and amount
  25. No PIN to receive money
  26. The name and amount
  27. Ignore it, tell a parent
  28. The name of the shop
  29. 920
  30. 1030
  31. No PIN to receive money
  32. Tell a parent at once
  33. No PIN to receive money
  34. The name and amount
  35. No one
  36. Tell a parent at once
  37. No PIN to receive money
  38. Never share the OTP
  39. Tell a parent at once
  40. Tell a parent at once

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