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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 38 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Meera’s mother has ₹2900 in her bank account. She pays ₹370 for medicines and ₹220 for vegetables by UPI. How many rupees are left in the account?
  2. 2.Kavya sees that ₹25000 was sent to a wrong number by mistake. What should Kavya do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  3. 3.Arjun’s mother has ₹2100 in her bank account. She pays ₹320 for medicines and ₹50 for fruit by UPI. How many rupees are left in the account?
  4. 4.Diya’s mother has ₹1600 in her bank account. She pays ₹70 for medicines and ₹260 for fruit by UPI. How many rupees are left in the account?
  5. 5.Aarav’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  6. 6.A stranger asks Nisha to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  7. 7.Karan sees that ₹25000 was sent to a wrong number by mistake. What should Karan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  8. 8.Saanvi’s mother has ₹2700 in her bank account. She pays ₹160 for vegetables and ₹340 for fruit by UPI. How many rupees are left in the account?
  9. 9.A message says Lakshmi has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  10. 10.Rohan gets a link: “Click now to win a phone worth ₹500!” What should Rohan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  11. 11.Zoya gets a link: “Click now to win a phone worth ₹50000!” What should Zoya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  12. 12.Dev’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  13. 13.A stranger asks Priya to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  14. 14.Riya’s mother has ₹2000 in her bank account. She pays ₹60 for fruit and ₹280 for medicines by UPI. How many rupees are left in the account?
  15. 15.A message says Aarav has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  16. 16.Ananya’s mother has ₹1200 in her bank account. She pays ₹150 for milk and ₹150 for fruit by UPI. How many rupees are left in the account?
  17. 17.Dev gets a link: “Click now to win a phone worth ₹1000!” What should Dev do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  18. 18.Aarav sees that ₹2000 was sent to a wrong number by mistake. What should Aarav do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  19. 19.Tara’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  20. 20.Arjun’s mother has ₹2000 in her bank account. She pays ₹280 for school books and ₹390 for bread by UPI. How many rupees are left in the account?
  21. 21.Vivaan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  22. 22.Saanvi sees that ₹25000 was sent to a wrong number by mistake. What should Saanvi do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  23. 23.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  24. 24.A stranger asks Dev to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  25. 25.Kavya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  26. 26.Gurpreet’s mother has ₹2400 in her bank account. She pays ₹80 for a gas cylinder and ₹330 for medicines by UPI. How many rupees are left in the account?
  27. 27.Pooja’s mother has ₹1700 in her bank account. She pays ₹280 for milk and ₹50 for fruit by UPI. How many rupees are left in the account?
  28. 28.Meera’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  29. 29.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  30. 30.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  31. 31.Priya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  32. 32.Aarav’s mother has ₹1500 in her bank account. She pays ₹300 for vegetables and ₹200 for a gas cylinder by UPI. How many rupees are left in the account?
  33. 33.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  34. 34.A message says Vivaan has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  35. 35.Meera sees that ₹500 was sent to a wrong number by mistake. What should Meera do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  36. 36.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  37. 37.Pooja’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  38. 38.Isha’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  39. 39.Rahul’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  40. 40.A message says Riya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN

Answer key

  1. 2310
  2. Tell a parent at once
  3. 1730
  4. 1270
  5. The name and amount
  6. Scanning a QR pays money
  7. Tell a parent at once
  8. 2200
  9. No PIN to receive money
  10. Ignore it, tell a parent
  11. Ignore it, tell a parent
  12. The name and amount
  13. Scanning a QR pays money
  14. 1660
  15. No PIN to receive money
  16. 900
  17. Ignore it, tell a parent
  18. Tell a parent at once
  19. The name of the shop
  20. 1330
  21. The name of the shop
  22. Tell a parent at once
  23. Never share the OTP
  24. Scanning a QR pays money
  25. The name and amount
  26. 1990
  27. 1370
  28. The name of the shop
  29. Never share the OTP
  30. No one
  31. The name of the shop
  32. 1000
  33. Never share the OTP
  34. No PIN to receive money
  35. Tell a parent at once
  36. No one
  37. The name and amount
  38. The name and amount
  39. The name and amount
  40. No PIN to receive money

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